Forum Issues and Administration • Re: Is anyone else periodically not...
This has happened periodically for years. I have never seen a pattern to it. Sometimes the notification just does not work. Luckily, most of the time it does.If you keep an eye on the notifications...
View ArticlePersonal Finance (Not Investing) • Re: Selling Estate House to Sibling, Less...
It’s within the gift tax annual exclusion so there shouldn’t be any issue.Statistics: Posted by bsteiner — Tue May 14, 2024 7:00 pm
View ArticlePersonal Investments • Re: Suggestion on withdrawals (TIPS vs dividends vs VPW)
Thank you for your replies.1. My argument for leaving a high % of their NW in risky asset ( stock fund) was since 20 % of the NW it will most likely cover their expenses and further supplemented by...
View ArticlePersonal Consumer Issues • Re: Credit Freezing
When online shopping for car and homeowners insurance is it necessary to unfreeze your credit reports to get the best quotes? Mine are frozen. Last time I shopped the quotes all seemed high. Maybe the...
View ArticlePersonal Consumer Issues • Re: Dubrovnik, Croatia Suggestions
Make sure to buy the Dubrovnik Pass online before you go. It includes several sights in additional to walking the wall. Buying the ticket for the wall once you are onsite will cost the same as the...
View ArticlePersonal Finance (Not Investing) • Re: Central AC blowing warm air
I would spend some time with Google. Find an HVAC company near you that has been in business for a long time and gets good reviews. The company I have used for HVAC goes back to 1947. They are 10...
View ArticlePersonal Consumer Issues • Re: What is the best way to experience/observe...
I plan to travel to a tourist destination city in Europe in a few weeks. Every itinerary I find on the web talks about places, buildings, museums, etc. to see. I find it really hard to see, learn, or...
View ArticlePersonal Investments • Re: VTI or AVUS For My US Allocation?
If I was good ng to tilt towards a SCV it would be AVUV despite its higher ER.However I think you really need a very good reason to tilt that direction. So far I have not decided to do it but stick...
View ArticlePersonal Investments • Re: Stock move calculation help needed
It seems I am wrestling with a pitfall associated with single stock investing. To boot, “the exit strategy.“ I thought I would be able to slowly de-risk with small percentages, but it seems as if I...
View ArticlePersonal Finance (Not Investing) • Re: Aging couple move from NV to CA?...
As an added question regarding our daughter’s attitude about us moving to San Diego, she would be very positive and enthusiastic. She was very disappointed when we selected LV over CA in our move in...
View ArticleInvesting - Theory, News & General • Re: suze orman says you need a min...
Nah, a 45 year old with 5 million invested could do just fine. Or do we mean retire at 25?It depends on whether the 45 year old is married, has kids (how many), planning to pay for kids college, etc....
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Investing - Theory, News & General • Re: Y'all may be missing the point...
Instead of a SPIA the 80 year old could just draw down the $498K at the rate of $55K a year and survive at least 9 years; I realize that's not a lifetime, but one keeps control of their cash.$55k per...
View ArticlePersonal Investments • Re: Cashing out of I Bonds
What is the "tax refund thing"?https://www.irs.gov/refunds/using-your- ... ings-bondsYou can buy up to $5K in I Bonds with your tax refund. As I recall this was a pretty simple option to chose in...
View ArticlePersonal Finance (Not Investing) • Re: How Much of a Paycut Would You Take To...
Interesting topic. Please let us know what you decide and your logic.I don't have any words of wisdom. Statistics: Posted by ReadyOne — Thu May 16, 2024 7:21 pm
View ArticlePersonal Investments • Re: Is Fidelity a Bad Broker to Use for Buying T-Bills
I recently had an experience with a maturing T-Bill at Fidelity that differs from what was described in the opening post.According to the opening post: “He says with bonds on the secondary market he...
View ArticlePersonal Investments • Re: Can anyone recommend good CD?
I have some money coming to me. I want to put some of it in a CD. Can anyone recommend a good CD?I will also put some on a Vanguard MMF. Is one MMF better than another?I'd like to invest in some VOO...
View ArticlePersonal Consumer Issues • Re: What frugal thing did you do today?
CD’s sold individually. I prefer not to group them together as likely, buyers would not want all of the titles in a group.I was able to sell them for $6 to $20 (multi CD set was sold for $20.)Retired...
View ArticleInvesting - Theory, News & General • Re: Have the Last 4 Years Being...
Thanks. Don't mean to be bullying.But it literally was not common sense.Common sense is trusting market price, consequently by not trusting the market price you are categorically doing opposite of...
View ArticlePersonal Consumer Issues • Re: Need help Ordering New Mercedes
I don’t know what that translates into in terms of discount from MSRP (they’re not allowed to advertise that figure). I do suspect there is a significant one beyond the factory $12.5k rebates though,...
View ArticlePersonal Consumer Issues • Re: Auto AC Maintenance - Question
Have never had a car AC inspected, maintained, or serviced (other than a blown fuse). It’s another one of those things that I didn’t know people spent money on.Statistics: Posted by Doctor Rhythm —...
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