Personal Consumer Issues • Re: How Do You Make The Best Cup Of Coffee?
A) Should and can are two different things. The official way to test/cup coffee is via Chemex.B) Espresso lets you taste the roast level. But, not necessary all of the possible notes in the coffee...
View ArticlePersonal Finance (Not Investing) • Re: Daughter College Admission
Bogleheads,All of you have great wealth of knowledge and kindness to help others. Hence I am reaching out to you for another milestone in my life where I desperately need your help. My daughter junior...
View ArticlePersonal Finance (Not Investing) • Re: Medicare question
I have had almost a year on plan G - High Deductible and so far am happy with the choice. I did not meet even the Part B deductible, let alone the HD $2800. I figure I have good odds of getting not...
View ArticlePersonal Finance (Not Investing) • Re: Zelle at fidelity
What a shame they are shutting down the app, but I can see why. The banks are supposed to implement their own tightly integrated interface and security policies. Many have done so, why not Fidelity...
View ArticlePersonal Investments • Re: Anyone else have trouble tolerating bonds?
I bought April 2026 TIPS yesterday in taxable. I’ll get a 2% real yield. I’m good with it.Statistics: Posted by rockstar — Wed Dec 18, 2024 8:26 am
View ArticlePersonal Investments • Re: Bond Fund Exchange Timing
My Question: Is now a reasonable time to do this or should I wait to make the exchange given the relatively higher yields presumably locked in over the past ~1.5 years by the short-term bond fund?Now...
View ArticlePersonal Finance (Not Investing) • Re: Stages of retirement planning?
You may be overthinking this since any changes as you go through life are more a gradual change so it is more of a continuous spectrum of change than a series of distinct phases. Even when there is a...
View ArticlePersonal Investments • Re: Fidelilty Advisor Pushing Annuities
Does the current Fidelity Variable Annuity offer a particularly low cost experience? I ask because I am currently (stuck) in a variable annuity that once was in a Vanguard wrapper but is currently...
View ArticlePersonal Investments • Re: Roth conversion, future tax rate same as current
[. . .] collecting a modest pension and SS. 22% tax bracket. Just checking, since it is a common error seen in these sorts of threads:When you figured out that you were in the 22% bracket, were you...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity free/$5 Turbotax 2024
I got the 30% discount TT offer. Called Fidelity and was told that, based on a Fidelity internal memo dated Dec. 13, 2024, the free TT promotion is only offered to active traders and Fidelity Wealth...
View ArticlePersonal Finance (Not Investing) • Re: Chase Ultimate Rewards Points and Pay...
Chase has not changed the 1st quarter 2025 categories for PYB. I do have a question. I have a lot of UR points earned on my Chase Ink cards for bills/insurance earned at 1.5x and I also have the CSR....
View ArticlePersonal Finance (Not Investing) • Re: Where do you keep your sinking funds....
My credit union's HYSA % is within striking distance of most banks, so I leave it in there. I can xfer to checking any day/time since it's internal. It's worth a couple bucks per year for that...
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Personal Consumer Issues • Re: Unforgettable hikes/treks before I'm too old
Valley of Flowers https://trekthehimalayas.com/valley-of-flowers-trekStatistics: Posted by gatorking — Thu Dec 19, 2024 8:35 am
View ArticlePersonal Finance (Not Investing) • Re: Help me get over paying for private...
Is this your only child or do you have additional children you see $77k+/yr going out the door for?What other options for college do they have?I am curious but not asking you to name what the D3...
View ArticleInvesting - Theory, News & General • Re: Dow Posts First 10 Day Losing...
I find that from 2-Jan-1992 through 18-Dec-2024, the closing value of the Dow went down 4432 out of 8302 times = ... what???? 53.4% of the time? Down more often than up? Interesting. That's shocking...
View ArticlePersonal Investments • Re: Tax Loss Harvesting tips?
Schwab just published an article on Tax Loss Harvesting that I was going to read today. Might have some good info: https://www.schwab.com/learn/story/how- ... cmp=em-ZMZStatistics: Posted by BigFoot48...
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Investing - Theory, News & General • Re: What do Financial Gurus mean...
+1.And, yet, 2% in levered QQQ would have moved the needle.Or 2% in the asset we can't name.Statistics: Posted by seajay — Thu Dec 19, 2024 8:37 am
View ArticlePersonal Investments • Re: Having large temporary cash amount in Money Market...
I have been sure that a major recession is due since at least 2018. Good thing I kept investing anyway.Statistics: Posted by sailaway — Thu Dec 19, 2024 8:37 am
View ArticlePersonal Investments • Re: Anybody else have trouble exchanging a fund on the...
I exchanged from VUSXX to VTSAX yesterday. No problem for me.Statistics: Posted by jocdoc — Thu Dec 19, 2024 8:38 am
View ArticlePersonal Finance (Not Investing) • Re: IRS 2848 POA tips and tricks
I have been helping my mother file her taxes for the last several years and I would like to be recognized as her Power of Attorney with the IRS. A few years ago we signed a Durable Power of Attorney...
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