Investing - Theory, News & General • Re: Static vs Dynamic Asset...
Personal risk aversion could provide an articulable reason to vary, but it would not seem to require predicting risk and return.It would very much require taking a position on risk and return. Risk...
View ArticleInvesting - Theory, News & General • Re: WSJ: S&P500 ERP Shrinks to...
Will there be another bear market one day? Yes. When? No clue. How deep? No clue. Of what duration? No clue.Choose your risk tolerance and stay with it.This. I focus on what I can control. I do my...
View ArticlePersonal Investments • Re: vusxx 2024 tax exemption guesstimation?
Seems like only better effective net after tax yield currently (depending on state tax rate) might be FRSXX by 1 bp, but it takes $1M initial purchase at Fidelity or can get with lower purchase amount...
View ArticlePersonal Finance (Not Investing) • Form 709 Part II Tax Computation help
I will need to file Form 709 for 2024. I've downloaded the draft forms and instruction. I can't make heads or tails of Part II, the tax computation.Lets say line 1 is $123,456, and line 2 is...
View ArticleInvesting - Theory, News & General • Re: Wayward son-in-law
Some of the statements in this thread are a little ridiculous, or naïve. 1) Let kids be kids - 20-somethings are kids. This is how you learn.2) Without violating the topic ban: a decent proportion of...
View ArticlePersonal Consumer Issues • Re: Buy Solar Panels or...Invest The Rest?
1) All needs to be done on a present value basis. Take what you are paying out today and then take each of the future year's savings back to today's present value.This is a critical oversight of the...
View ArticlePersonal Consumer Issues • Re: UPDATE: Has anyone had issues with Honda's VCM...
I have a 2016 Odyssey EX-L and I'm just learning about this VCM issue. We haven't had any issues with the cylinders or engine mounts, but we did experience a strange phenomenon that I'm not sure if it...
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Personal Consumer Issues • Re: Tesla Model 3 Is The New Toyota Camry?
You must have missed the "in California" part. Residential electricity rates have doubled in the past ~5 years, and several industry insiders say the march to $1/kwh is inevitable - more rate...
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Investing - Theory, News & General • Re: International (Non-US) versus US...
Statistics: Posted by comeinvest — Tue Nov 19, 2024 3:25 am
View ArticleNon-US Investing • Re: Bonds for pension
I live in Denmark, am 40 years old and expect to retire at 65-year-old.My pension savings are €135,000, and every year I add €13,000.My pension is currently invested in 100% stocks. Vanguard FTSE...
View ArticleNon-US Investing • Re: FIREd US citizen moving to UK - preparing
I plan on keeping a US address (relative or virtual mailbox) for my Vanguard investing purposes - pitfalls here?I've been an expat for 2 decades at this point and I think most people are better served...
View ArticlePersonal Finance (Not Investing) • Re: Medicare enrollment mechanics
Your timing as described appears to be off unless that was a typo. If the end of your Initial Enrollment Period (IEP) is truly August 2025, that means your birthday is in May 2025, so your IEP is...
View ArticlePersonal Finance (Not Investing) • Re: Moving abroad - Sell or rent home in US
The simple 1% rule says sell. $2.8M value means a MINIMUM of $28,000 a month rent. You're talking 1/3rd that. Then say you come back in 2 years to find that the renters opened their house up to their...
View ArticleNon-US Investing • Re: S&P 500 Full vs Swap vs Active Fund
I would never buy a synthetic/swap ETF because doing so would violate a basic rule I follow, and that I'm sure jack Bogle followed: If a product is so internally complicated that the only people who...
View ArticlePersonal Finance (Not Investing) • Re: Use Roth for bridge loan
Glad it worked out. I did exactly this Roth withdrawal to buy a house this year. Took out 200K and saved couple grand in HELOC interest but lost out on about 15K in stock market gains I vti as market...
View ArticlePersonal Finance (Not Investing) • Re: Home for parents — Take from savings...
Parents can sell the 4 plots worth 30k euro each. That gets them 120k euro. Let's assume nets less after sale and call that 100k euro. You can help them do this if they want it. That 100k euro gets...
View ArticlePersonal Consumer Issues • Re: Need electrical grounding/bonding advice
Means the hot and neutral connections were reversed.Neutral is essentially a ground. Indeed, ground and neutral need to be bonded together exactly once in a structure/property. Due to ohms law, you...
View ArticlePersonal Finance (Not Investing) • Re: [Split from "Fidelity as a one...
I was planning to do backdoor Roth at fidelity next Jan, does anyone know if this hold applies to balances transferred from your CMA account to tIRA? I wouldn’t want a 16 day hold before I could do...
View ArticlePersonal Finance (Not Investing) • Re: United American Medigap G-HD Unresponsive
They cannot sell you a policy until you are signed up for Part B and have your Medicare card/number.I am signed up for Part B and have a Medicare card/number.Statistics: Posted by Talfred — Wed Nov...
View ArticleInvesting - Theory, News & General • Re: "How to Make Your Money...
It looks like a wonderful book, thank you for recommending it.Statistics: Posted by Benjamin Buffett — Thu Nov 21, 2024 3:08 am
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