Personal Investments • Re: What is Berkshire Hathaway's best...
Berkshire Hathaway now has more than $300 billion in cash.A) And, your point is?B) How many percent of the BRK capitalization is that?https://finance.yahoo.com/quote/BRK-A/C) According to Yahoo...
View ArticlePersonal Investments • Re: So much bond negativity
Thought it worth noting that I've been seeing AA muni bonds offered at around 4.1% (~15-20 year maturities). If you were in the highest tax brackets in NY or CA, the taxable equivalent yields would be...
View ArticlePersonal Investments • Re: Has anyone paid off a house then taken out a...
No way!Having watched the sheriff evict my parents from our family ranch (due to leverage, followed by an unexpected permanent disabling event)... No interest in jeopardizing my personal home for a...
View ArticlePersonal Investments • Re: Reverse mortgage line of credit
I would think at age 69 you should have adjusted your AA to more fixed income and less to stocks as protection against market downturns. As I recall, when I was around 69-70 I was about 35% stocks and...
View ArticlePersonal Consumer Issues • Re: Buying Bed For Apartment
You are going about this all wrong. None of that garbage furniture is worth sending anywhere. It will cost 10x to truck what it is even worth.The answer for furniture in this phase of life is to buy...
View ArticlePersonal Finance (Not Investing) • Re: selling rental apartment to tenant
I've never owned or sold an apartment, but I'd think the best place to start is get a couple appraisals on the property. Your tenant might be doing the same. You want to know as much as he...
View ArticleInvesting - Theory, News & General • Re: Why is determining a withdrawal...
Because I can’t even land an X consistently, we’re all over the place. I think we’ll start at 3% wr. 4% likely more realistic with travel. SS is the backstop.Tens of millions retire and figure this...
View ArticlePersonal Investments • Re: Solo 401k Multiple Plans Issue (#001, #002)
I am not married to this person. However we are 50/50 owners of the business. No employees have been hired. We just do consulting as self employed. We specialize in complementary niches so we joined...
View ArticlePersonal Finance (Not Investing) • Re: [Post surgery - Charged 757 dollars...
Call the facility that billed the medication and explain, "I think there was a mistake on the medication charge. It appears you billed me for a 1 month's supply of Eliquis not 1 tablet."Statistics:...
View ArticlePersonal Finance (Not Investing) • Re: "Buy a new Toyota, and drive it...
The Car Care Nut is your friend: https://www.youtube.com/watch?v=Imafmy3YcewAhmed is the actual mechanic for my 2013 Sienna SE. It's an hour and 15 minute drive to his shop, but it's worth it. He's...
View ArticlePersonal Finance (Not Investing) • Re: Expecting twins! Financial (and life)...
Be prepared for them to arrive 3-8 weeks early. With all your time off and family nearby, I think a doula is overkill. Keep the babies on the same schedule. Don't feel bad if you have to use formula...
View ArticlePersonal Finance (Not Investing) • Re: Annual expense change in retirement
We retired at 62/63, not "early" by the standards of this forum, but "early" by the standards of our employer (a small-town small college), which entitled us to some financial benefits. The major...
View ArticlePersonal Investments • Advice for last decade before retirement
I’m 49 with an eye on retirement in about 10 years. I have 230k in retirement savings in s&p 500 index funds. Don’t make a ton of money but don’t have a ton of expenses these days so I’m able to...
View ArticlePersonal Consumer Issues • Re: Trip to Italy
Edit: I answered the original poster and didn’t see the updated questions.This is more general travel advice, but we travel with a four port USB hub to charge devices (phones, tablets, etc), as...
View ArticlePersonal Investments • 401k Fund Choices – Need Guidance
Here are the full fund choices: https://imgur.com/a/RbT2ETBFor the longest time, I’ve just stuck my money in the Fidelity 2065 TDF. I’d prefer to have a traditional 3 fund portfolio, but with a 0.06%...
View ArticlePersonal Finance (Not Investing) • Re: Personal loan on a house
Thanks for the suggestion. My parents do want to collect a little bit of interest which I am totally good with. So currently looking into a recast since source of funds isn't much of a concern with...
View ArticleNon-US Investing • Re: US Nonresident Aliens - Vanguard freezing legacy accounts
Apologies for the long posts. In short, on the call today and in writing, Vanguard insisted that we can continue to maintain the accounts for sales, redemptions and transfers past 2025, but customer...
View ArticlePersonal Consumer Issues • Re: Continuing Care Retirement Communities: Coping...
In several instances, when one spouse has needed to move to memory care, a different facility has been selected, a board and care home with only six residents which can be an excellent choice for a...
View ArticleInvesting - Theory, News & General • Re: The Final, Definitive Thread on...
Does anyone know if Fidelity offers any retention bonuses to match competing brokerages? I am currently using them and like their services so far. Last few comments were 1k per 1mil / Fidelity is not...
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Personal Finance (Not Investing) • Help! My late father bought me a variable...
[edited now with screenshots of life insurance illustrations] Dear all! I’ve been reading for a decade (and occasionally posting here for 6+ years) and very thankful to the community. I’m well-versed...
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