Personal Finance (Not Investing) • Re: Social Security withdrawal strategy:...
Your thinking makes perfect sense and I would consider disabling youtube access on your home network...Statistics: Posted by avalpert1 — Thu Sep 26, 2024 7:27 pm
View ArticlePersonal Finance (Not Investing) • Re: The Saga of Incorrect Tax Software
I have two questions:Obviously, I filed an amended return with the IRS in March of 2024 – which of course was incorrectly filed under the wrong year of 2023 instead of 2022 ...Can you explain what you...
View ArticlePersonal Consumer Issues • Re: Heritage wheat
There was a program years ago through the NYC Greenmarket selling regional grain. Looks like it shut down but you might want to check out some of the farms shown on the map...
View ArticlePersonal Finance (Not Investing) • Re: Extra payment to prinicipal or...
For those still following along: The loan operations officer replied as follows. She did not address or respond to any of the points or questions I made.So its off to Consumer Financial Protection...
View ArticlePersonal Investments • Re: Are Mutual Funds Really Less Efficient at Taxes...
...ETFs have a larger tool-bag for avoiding capital gains distributions...But in real life, the effect is getting lost in the noise... at least for the kinds of funds I invest in.Smartphone X has 50...
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Investing - Theory, News & General • Re: The Final, Definitive Thread on...
TradeUP:TradeUp brokerage is offering the following three bonuses which stack together:New TradeUp brokerage who make an ACATS transfer from another brokerage into TradeUp by December 31, 2024 are...
View ArticlePersonal Finance (Not Investing) • Re: Bank of America/Merrill Edge -...
Any idea what category an insurance premium paid online would come under? I'd like to choose the right CCR category for next quarter if possible.The insurer is Farmers if that...
View ArticlePersonal Finance (Not Investing) • Re: How to Pay for Medical School
Be aware that there is much loan forgiveness for doctors. Typically 10 years of working for a nonprofit and your loans are forgiven. Residency counts and positions that pay very high salaries can...
View ArticleInvesting - Theory, News & General • Re: Does Placing Order Before Market...
I don't believe that I hope you aren't somehow submitting market orders for execution in the pre-market though.I submit my EDV orders pre-market as market orders. The 5-10c spread during the day...
View ArticleInvesting - Theory, News & General • Re: Larry Swedroe's latest article...
An, ahem, alternative view, is that appeal of alternatives is neither as a hedge nor as a vigorous profit-maker, but for psychological reasons. Suppose that a person has many millions of dollars in...
View ArticleInvesting - Theory, News & General • Re: I Bonds Mega Thread (I Bond...
Would you prefer to hold onto 0.00% & 0.40% fixed rate I-Bonds or absorb a tax hit to move them over Treasuries or Munis? We're in the 32% marginal bracket, selling them would generate a +$2K tax...
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Personal Consumer Issues • Re: What size TV to get
Hi all,We recently moved int our house and the previous owner left their 65" mounted Plasma TV (link below) on the wall. We want to replace the TV but are unsure as to what size to get. Our viewing...
View ArticlePersonal Investments • Re: Vanguard Wealth Management for clients having 5 M...
I recently received a letter from Vanguard saying that I am eligible to enroll in Vanguard Wealth Management services, having accumulated $5M+ in Vanguard funds. I am a DIY investor with advice from...
View ArticlePersonal Finance (Not Investing) • Re: How are we doing? Family of 4, closing...
Great feedback, thank you. Our goal is for our kids to obtain an associates/2 years of college before we help. This will help us see they have some “skin in the game.” My wife and I both paid our own...
View ArticleInvesting - Theory, News & General • Re: Gifting to Children
I am wondering about many of the same things. I don't know how you are gifting, but my understanding, and I could be wrong, is that it makes more sense to gift appreciated securities from a taxable...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity Not Releasing Deposited Funds
It seems that Fidelity got targeted by a gang of crooks, and overreacted in ways that don't make sense…How can we be sure that Fidelity’s response doesn’t make sense? Maybe the fraud attack was really...
View ArticlePersonal Finance (Not Investing) • Re: When to pull the plug - OMYing [One...
Er999, I would not work extra years for charity either - extra money would be for extraordinary experiences (antarctica cruise, Botswana safaris and so on) and also splurge on a first/second house....
View ArticlePersonal Finance (Not Investing) • Re: Can Reasonably Well Off Elderly Mom...
I haven't read all of this yet, but $6K rent in an MCOL? That must be a pretty large place. Is there a way you can improve her current house to possibly add some features she would like? Most seniors...
View ArticlePersonal Consumer Issues • Re: Health Sharing Option for Small Business Owners
Bumping in the hopes of additional responses...Thanks in advance!Statistics: Posted by RJ1982 — Sat Sep 28, 2024 8:12 pm
View ArticlePersonal Finance (Not Investing) • Re: 529 to Roth IRA Conversion before...
There really aren't any realistic scenarios in which one should put money into a 529 that they don't highly anticipate spending on qualified educational expenses. The $35k Roth rollover is basically...
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