Personal Finance (Not Investing) • Re: 12 month rollover rule for 2nd...
The law (IRC 408(d)(3)(B) does not specifically state that there can no more than one IRA indirect rollover within 365 days. More specifically it states (paraphrasing): an IRA distribution can be...
View ArticleInvesting - Theory, News & General • Re: Vanguard Auto Buy ETFs
Does Vanguard -- or any broker -- allow one to auto-invest in ETFs based on whole number of shares (instead of dollars)? For example, buying 10 shares of VTI every month?If not, does anyone allow you...
View ArticlePersonal Investments • Re: For Retirees. How simple are your portfolio's?
What is the dividend yield on your assets? When it’s all said and done you might actually be drawing 0% from your portfolio. Hence the question - why have bonds at all?I'm not sure I could or want to...
View ArticlePersonal Consumer Issues • Re: Gaming PC Suggestions
I bought this cyber power pc at costco for my kid who loves it.Statistics: Posted by Metsfan91 — Tue Sep 24, 2024 7:05 pm
View ArticlePersonal Finance (Not Investing) • Re: If you hit $3M by your 40s, what did...
For anyone who is a desk worker, working a full-time corporate job means forced sitting 50-60 hours a week. You cannot offset this with exercise, it's been shown pretty clearly in the research.A desk...
View ArticlePersonal Finance (Not Investing) • Re: What's good at USAA?
Just switched my flood insurance over to USAA today on the phone and it was pretty painless. Im in the Garrison tier and have recently moved my homeowner and windstorm policies over to them. I’ve had...
View ArticlePersonal Finance (Not Investing) • Re: Extra payment to prinicipal or...
, but OP could also call his bank and ask how to apply payments to principal instead of selecting "regular payment" on the payment portal and then getting upset when his payment is treated as a...
View ArticleInvesting - Theory, News & General • Re: What drives gold prices?
Doesn't matter that you can't eat it or build shelter with it. People value it nonetheless. At almost any point in human history a small pile of gold could get you food or shelter.So to get back to...
View ArticlePersonal Consumer Issues • Re: How do you like your Tesla?
I am currently looking to buy one. However 3 things hold me back1) Insurance cost. My german suv costs less than $200/month. Tesla model 3 LR was quoted $450-$500/month. Thats more than enough money...
View ArticlePersonal Finance (Not Investing) • Re: Lawsuit Maricopa County Property Taxes
I can't give much information but I live in Maricopa county. Last month, we received a check from the Maricopa county property tax assessor office, and a separately mailed letter of explanation from a...
View ArticlePersonal Consumer Issues • Re: Rear ended, insurance doing the dance.
#1 rule: contact your own insurance. That's what you pay them for. Never work with -- or even communicate with -- the other party or their insurance company. Ever.Statistics: Posted by samsoes — Wed...
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Personal Investments • Re: [Safe Withdrawal Rate] Are you 3% and why/why not?
DW and IRetired: 70's. (FIRE'd at age 58)No pension, no 401k, no annuities, etc.R/E rental incomes. Small SS.Portfolio: 45+X3 percent mostly except for occasional lumpy expenses.We withdraw every 6-12...
View ArticlePersonal Consumer Issues • Re: Apple announcement: IOS 18 for iPhone...
The password and 2FA (TOTP) manager that syncs with corresponding macOS app. Not as full-featured as a paid app like 1Password, but for most people will do the job.Non-emergency satellite messaging....
View ArticleInvesting - Theory, News & General • Re: Anyone still favor Vanguard?
To me, the most important thing is solid diverse low cost fund options that are managed well, and for that, Vanguard is still at the top of the heap. There are lots of complaints about the UI or...
View ArticleInvesting - Theory, News & General • Re: Benz Recommends 2 Years / 8%...
Interesting thread. My retiree withdrawal plan is to sell from Taxable a predetermined number of fund shares per year, to reduce the amount of sale upon fund distributions, and to take care of...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
Would have been great to have these guys tour together:https://www.youtube.com/watch?v=nbQ283J_NkQHere’s the whole appearance of Derek and the Dominoes on the Johnny Cash Show along with some...
View ArticleInvesting - Theory, News & General • Re: Does your tracking methodology...
So I was wondering, do other BH feel that their investing is affected by the way they track their investments or is it that the way they invest influences how they track their investments?Neither. I...
View ArticleInvesting - Theory, News & General • Re: Distribution intended to be RMD...
All distributions (that aren't rolled over to another IRA or converted to a Roth) apply towards your RMD - there is no reason for the website to ask and it isn't reported any differently on your...
View ArticleInvesting - Theory, News & General • Re: Is keeping a five year cash...
I think 5 years of cash gives up too much potential return.I keep 1 year in cash/t-bills and about 8 years in bonds.We have the biggest chunks of our non-equity holdings in:1) The TSP G Fund (a stable...
View ArticlePersonal Investments • Re: Might One Use the RMD Table Before RMDs As A...
Mike Piper has extended the RMD table for those who are retiring before age 72 and wish to use the RMD safe withdrawal method. The table starts with a 2.1% withdrawal rate at age 50 and goes to 3.5%...
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