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Personal Consumer Issues • Re: Water Filtration / Softening for House

Water treatment 101:-Test your water to see what is in it.-Determine from the test what is desirable or undersireable in the water from the tests.-Treat accordingly.Many people out in systems that are...

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Personal Consumer Issues • Re: What are you listening to now

Let There Be Drums — Sandy NelsonLMAO. That made my day. Statistics: Posted by roamingzebra — Sun Sep 29, 2024 8:35 pm

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Investing - Theory, News & General • Re: [Fidelity Health Savings Account...

Why would you need any cost basis information for an HSA?Statistics: Posted by jeffyscott — Sun Sep 29, 2024 8:37 pm

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Investing - Theory, News & General • Re: [Are] Bogleheads Tilters and...

Seems like we take great pride in not timing the market and accepting what it gives by not tilting in favor of certain asset classes but most Bogleheads hold a disproportionate % or 100% US equities,...

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Personal Consumer Issues • Re: What size TV to get

That is way too large. A big TV in a room too small for it screams trashy. For 13 foot viewing I'd say 55" is fine, anything larger starts to look wrong unless its a dedicated theatre room.^This....

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Personal Finance (Not Investing) • Re: Teen allowance in HCOL area

When do you plan to teach them actually how to earn and handle money?Statistics: Posted by Nate79 — Sun Sep 29, 2024 8:39 pm

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Personal Finance (Not Investing) • Re: IRMAA

12%/yr CAGR is pretty optimistic.Over a 20 year period, with 100% stock market one might get 10.5% CAGR. The last 10-20 years have been abnormal.Statistics: Posted by wwhan — Sun Sep 29, 2024 8:39 pm

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Personal Finance (Not Investing) • Re: [Split from "Fidelity as a one...

I've enjoyed Fidelity.... But these reports are a hard no go for me. Guess I'll be looking to move everything to Schwab.Statistics: Posted by rascott — Sun Sep 29, 2024 8:40 pm

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Personal Finance (Not Investing) • Re: If you hit $3M by your 40s, what did...

And that is the crux of it all. Imagine what one needs to live an OK life without worries in a reasonable city/town. Something like $40k/yr would probably be OK if one is debt free. Plenty of FIRE...

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Personal Finance (Not Investing) • Re: Is It Safe to Keep Vanguard/Banking...

I don’t have investment apps on phones. I don’t go on them often and when i do I do it via PC. I do have banking apps on phones and I am using those almost everyday.Statistics: Posted by JBTX — Mon...

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Personal Investments • Re: VOO and VTI Overlap

I’m currently at 70% VTI, 15% IVV and 15% VXUS. I guess I was trying to go overweight in large cap than what VTI alone has, and the 15% International has almost become a “why bother.”Statistics:...

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Investing - Theory, News & General • The Most Boglehead-ish Portfolio

Hello. I have recently soured on the Vanguard Target Date funds and LifeStrategy funds. The stock portions are fine, but after reading this forum regarding international bonds, it appears they are not...

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Investing - Theory, News & General • Re: Gifting to Children

I prefer this one:https://engaging-data.com/tax-brackets/Right on! Very nice. That's going into the favorite bookmarks. Thanks.Statistics: Posted by PassivePanda — Mon Sep 30, 2024 8:41 pm

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Personal Investments • Re: IRA-poor?

Hi friends - Original poster here with a long overdue followup and thank you. After working through the wisdom and reality checks offered by you folks - well we are now the proud owners of a little...

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Personal Investments • Re: Costco gold

Far too much is made of selling gold. The point isn't to sell it, its to hold it as hard cash and pass it to your heirs when you die.Well of course, if possible. No capital gains taxes then either, at...

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Investing - Theory, News & General • Re: The Most Boglehead-ish Portfolio

If you switch out the bond holdings, then it’s the first lazy portfolio recommended in the wiki: https://www.bogleheads.org/wiki/Lazy_portfoliosYou’ll always find someone here ready to argue about the...

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Personal Consumer Issues • Re: WiFi Mesh System

If TP Link ever sells a Wifi 6E outdoor unit, I may get one to grt full coverage at the very edges of my yard.WiFi 6, not 6Ehttps://www.tp-link.com/us/deco-mesh-wi ... 0-outdoor/I know, I wish they...

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Personal Investments • Re: 10 Year Plan

[quote=10FOTurkey post_id=8058434 time=<a href="tel:1727740000">1727740000</a> user_id=208446]I want the highest returns possible for this money without taking any extreme risks.You...

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Personal Finance (Not Investing) • Re: Laid off and Contemplating early...

I'm 37, also in tech, and $2.2 million net worth. I plan to retire around 40 once I hit $3.2 million. Then again... I don't know if I will slow down because it feels good having something to do. I...

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Personal Consumer Issues • Re: Prepping Kit for a Disaster

2000 watt generator is equivalent to a 15 amp circuit, just FYI. I have a 2000 watt generator which, in summer can run my fridge and deep freeze, and in winter can run the blower motor for my natural...

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