Personal Finance (Not Investing) • Re: Millionaire (on paper) at 34, single,...
I think you can get an umbrella policy layered on top of a renters policy even if you don't have an auto policy due to not owning a car. Shop around. And get both policies (renters and umbrella) with...
View ArticlePersonal Investments • Re: Portfolio Review with high % of TIAA CREF
I'm glad you have at least one other reply, which is thoughtful and helpful.When I mentioned the psychological aspects of investing, I meant to include your PERSONAL risk tolerance, and attitudes...
View ArticlePersonal Consumer Issues • Re: Need some car guru feedback -- Should I call...
$1k a year is getting close to the payment on a new car.It's time to let go, it's already dead.That seems shockingly low to me.Under what circumstances would one be having an annual payment that low...
View ArticlePersonal Finance (Not Investing) • Re: FYI-News reporting massive outages...
Issue is/was with Crowdstrike but it did take down Microsoft service access (along with countless banks, hospitals, airlines, etc).Crowdstrike is a B2B provider of endpoint security software used by...
View ArticlePersonal Investments • Re: Investment 10k
Hi,I recently inherited 10k and I would like to invest/grow it for retirement. I am 58 and I basically live paycheck to paycheck right now and really have nothing to look forward to as far as...
View ArticlePersonal Consumer Issues • Re: HVAC Question (Mini-Split with Central Air?)
Son installed a minisplit for his 3rd story in a brick home a couple decades older than yours. Pretty big jump in his electric bill but makes the 3rd floor tolerable although he is now considering to...
View ArticlePersonal Consumer Issues • Re: Best Ways to extend Life of Car
I have observed that one factor is how you drive. Quick acceleration, heavy braking and smashing over poor roads will hasten a vehicle's wear considerably. Everyone should give it a try once...
View ArticlePersonal Investments • Re: 26 y.o. looking for advice
Just ask the forum members with multimillion dollar traditional accounts how their zero tax strategy is working out.If you're goal is to retire early and you are contributing roughly equal amounts to...
View ArticlePersonal Investments • Re: VOO equivalent of Fidelity ETF?
FXAIX is the Fidelity S&P 500 mutual fund and is substantially equivalent to VOO. It is even very tax-friendly as VOO, slightly cheaper fee, and is an excellent option for comparison.Statistics:...
View ArticlePersonal Investments • Re: Pay off mortgage to free up room for a Roth...
What funds would you use to pay it off?What kind of basis is in your taxable account?Statistics: Posted by slow n steady — Fri Jul 19, 2024 7:30 am
View ArticlePersonal Finance (Not Investing) • Re: Where were you financially when you...
My parent covered my college expenses and I reduced them by going to a community college before going to Virginia Tech so that helped. After that I didn't receive any help from my parents financially...
View ArticlePersonal Finance (Not Investing) • Paying taxes on tIRA withdrawal
Hello ... thanks in advance for any advice.I'm 64 y/o, still working as a freelance/contractor. My work has slowed in the past few months. I'm planning to pay myself this coming month with a...
View ArticleInvesting - Theory, News & General • Re: Is “Age In Bonds” back in style?
I have found it ironic and infuriating that gurus change their "long-term" recommendations--lets say, every five years or so. Even worse that target-date retirement funds change their actual...
View ArticlePersonal Consumer Issues • Re: Good search tool for doctors?
Is there a good general purpose search tool for doctors (general practioner/PCP)?Ideally, information I'd like to see/screen with include:MD (not NP or the like)within X distance of meAccepts my...
View ArticleInvesting - Theory, News & General • Re: Frustrated with targets....
Sounds like you might be someone that is prone to moving your money around too much. If you moved everything into total stock market and it declined 50% would you sell? You might want to look into the...
View ArticlePersonal Consumer Issues • Re: Strange Problem With Bosch Refrigerator
Tip: anytime googling anything like this add the word “Reddit” into the search. It’s a vastly superior way to get a human answer than the default SEO-optimized websites google will give youIdk if this...
View ArticlePersonal Investments • Re: Why I am thinking of not doing Roth...
The OP says his RMD's won't start until he's 75. Is that correct? I thought RMD's start at 72/73. What am I missing, here?It depends on age; some of us missed out age 75 by microseconds (okay, more...
View ArticleInvesting - Theory, News & General • Re: 2007 to 2020: The changing...
From the OP summary of book revision:2015 & 2020 editions:27% - Total US Stock Market14% - Developed International Index14% - Emerging Markets Index12.5% - REIT IndexReplaced Total Bond Market...
View ArticlePersonal Finance (Not Investing) • Re: Valuing state pension
I am considering a job with a state pension. At 55 this pension would be worth 37k/yr with 8 yrs of service and 46k with 10 yrs of service. There is discounted medical care available at retirement...
View ArticlePersonal Consumer Issues • Re: Oil Painting Restoration
The Spanish lady who worked on this fresco restoration MIGHT still be available, but if so, she'd be around 93:https://en.wikipedia.org/wiki/Ecce_Homo ... 3%A9nez%29Statistics: Posted by Feldman — Sun...
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