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Personal Investments • Re: Why I am thinking of not doing Roth conversions...let me hear your feedback

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The OP says his RMD's won't start until he's 75. Is that correct? I thought RMD's start at 72/73. What am I missing, here?
It depends on age; some of us missed out age 75 by microseconds (okay, more like a year for me) so we're stuck at 73. The original 74 "tier" apparently got lost in the final version of the legislation. I hope it gets resurrected.
We have not spent any time on this but how does delaying RMD's assist with any plans? You still need a plan for the entire tax deferred accounts and they grow over any 'extra' years all of which will be SS elected income years. So how does delaying RMD's achieve some positive goal(s) other than putting the choices back in the time chart?

Statistics: Posted by smitcat — Sat Jul 20, 2024 7:41 am



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