Personal Finance (Not Investing) • Re: Retiring in 6-9 months, annuity questions
Have you purchased a SPIA inside an IRA? Any lessons learned or issues to avoid? Did your spouse do the same? Thanks.You do have quite a comfortable amount of retirement assets at 40X expenses. You...
View ArticlePersonal Finance (Not Investing) • Re: Credit Card for 20 year old
I also don't use Zelle or Venmo or whatever it is our kids are into these days. I've heard my kid uses "Venmo-ing" and "Zelle-ing" as a verb and I just hate it. These "advances" in technology just...
View ArticlePersonal Investments • Re: Stocks in Pre Vs Post Tax accounts
In a traditional IRA, all investments are taxed the same. If you withdraw in a 24% tax bracket, the IRS will take 24% of all your gains.This is actually equivalent to a Roth IRA. If you withdraw in a...
View ArticlePersonal Consumer Issues • Re: All DIY lawn weed control sucks. Change my mind.
The most effective time for weed kill is actually the fall - pulling the weed killer down into the rootsStatistics: Posted by bradpevans — Thu May 30, 2024 9:18 pm
View ArticlePersonal Consumer Issues • Re: AARP; worth joining?
Check your credit card offers. “Chase Offers” last month had a deal for $8 cash back on a $12 membership.Statistics: Posted by jdubsdubs — Thu May 30, 2024 9:18 pm
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Personal Finance (Not Investing) • Re: Charity vetting: best practices
Regarding the high six figure income, I have a thought of add. Let’s say the CEO of said charity is often in a position of interacting with and influencing well heeled donors. The CEO needs some skill...
View ArticlePersonal Finance (Not Investing) • Re: Donor Advised Fund - is non-cash...
As a reminder, cryptocurrency as an investment is off-topic. See: Greater Fool Investing StrategiesEventually, one runs out of greater fools. - Burton MalkielDiscussions of investment strategies based...
View ArticlePersonal Finance (Not Investing) • Re: Renting out starter home
Very interesting that many Bogleheads prefer to rent vs own. However, when someone asks about renting their home out the majority say don’t do it, it’s a headache dealing with tenants. There’s a...
View ArticlePersonal Finance (Not Investing) • Re: Calculating state tax from Government...
Vanguard researched this issue and reported to me: According to CA Rev & Tax Code § 17145 "A regulated investment company, as defined in Section 851 of the Internal Revenue Code, relating to...
View ArticlePersonal Finance (Not Investing) • Re: did you work for/near the National...
Let me edit to say that when my wife and I were traveling the country by camper van we had more than one conversation with “retired” folks who get paid minimally as campground hosts to keep things...
View ArticlePersonal Finance (Not Investing) • Re: When would the deductible be met
As others have stated, it's done by processing date, not event date. Why would the order matter? The order can matter if the co-payments on different bills are at different rates,For example, suppose...
View ArticlePersonal Investments • Re: Where to put extra cash in lieu of Roth IRA?
if you don't want to deal with the details of the backdoor roth, why not just invest in a taxable brokerage account? The benefits of a taxable brokerage are:1. only gains are subject to cap gains...
View ArticlePersonal Consumer Issues • Re: O2 hose and curious cat
Keep the cat outside where animals belong.That is the absolute most dangerous place for a cat.It's been 40 years since I've let any of my cats out (though one of my present ones is a big-time escape...
View ArticlePersonal Finance (Not Investing) • cell phone taxes
Is this normal? Taxes on cell phone lines are ~$5 a line? It's t-mobile. Is it cheaper with ting or mint?Statistics: Posted by livingalmostlarge — Fri May 31, 2024 9:30 pm
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Personal Consumer Issues • Re: Carmax Warranty on my used BMW
My advice is dump a BMW with over 100k miles. Especially if you're already conceding it's "falling apart". I can easily see scenarios where a new car payment/lease would be cheaper than the annual...
View ArticlePersonal Finance (Not Investing) • Re: cell phone taxes
Is this normal? Taxes on cell phone lines are ~$5 a line? It's t-mobile. Is it cheaper with ting or mint?cell phones are a luxury why have one? can invest that money instead.Statistics: Posted by...
View ArticlePersonal Consumer Issues • Re: Getting Vanguard website to work for me
Sorry to have bailed on this post. I was gone for a few weeks, then completely forgot about it.To answer some questions:I don't have a problem with other functions I use on the Vanguard site.Although...
View ArticleInvesting - Theory, News & General • Re: Victor Haghani on owning TIPS...
I can't get my comprehend the numbers being used by "typical" investors in long-term TIPS. Bogleheads who are funding retirement using LMP and TIPS, what numbers are we typically talking about? How...
View ArticlePersonal Finance (Not Investing) • Re: Spending in Retirement
We are currently in our go go years of retirement. We do what we want, when we want and spend what we want. At some point we’ll enter the slo-go years. We will still probably do what we want, when-we...
View ArticlePersonal Finance (Not Investing) • Re: Annette’s Excellent Real Estate Adventure
It’s a very expensive house and the owner is an executive so a certain amount of caution is understandable. He’s entitled to wait for a tenant he feels good about.It's possible the owner just has cold...
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