With limited information the responses are necessarily limited in dept and precision.
Generally the safest and easiest choice is a Vanguard Target Date Retirement fund based on the year you plan to stop working (or stopped working).
If you are already over 60 an ongoing allocation of 60% stocks and 40% bonds is generally a reasonable option. You can do it all in one fund like Vanguard Balanced VBIAX.
Without other information it is difficult to tailor advice to your income and tax situation and consider the interplay with other assets (if any) and family needs.
Generally the safest and easiest choice is a Vanguard Target Date Retirement fund based on the year you plan to stop working (or stopped working).
If you are already over 60 an ongoing allocation of 60% stocks and 40% bonds is generally a reasonable option. You can do it all in one fund like Vanguard Balanced VBIAX.
Without other information it is difficult to tailor advice to your income and tax situation and consider the interplay with other assets (if any) and family needs.
Statistics: Posted by 123 — Tue Aug 06, 2024 12:34 pm