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Personal Finance (Not Investing) • Re: 529 to Roth IRA conversion

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So, I did a 529 to Roth conversion in 2024 for my son, and we both live in California.
From federal standpoint, I agree with others that we wouldnt need to enter anything, as there is no tax impact.
But, California and X other states treat this as non-qualified distribution. So we would owe taxes on the portion of the withdrawal that is earnings. I dont see any place in turbotax to enter this properly. I see several online turbotax postings asking about this that are unanswered - curious if any boglehead has figured out how to do this in turbotax and/or how to put this income on california tax return without putting it on federal
It would be the same issue as using the funds for high school. See the final post here: https://ttlc.intuit.com/community/state ... 00/2502417

Statistics: Posted by toddthebod — Thu Jan 30, 2025 5:12 pm



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