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Investing - Theory, News & General • Re: Notice this post on the Reddit...

Is there a link to Reddit Boglehead? I'd like to check it out. How are the posts there different than the "real Bogleheads" here?Significantly less work done by reddit's moderators than "real...

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Personal Consumer Issues • Re: How do you utilize AI (artificial intelligence)?

I am not sure exactly what qualifies as "AI," but I have noticed that nowadays "auto" settings on anything work far better than they did twenty years ago. I would include: washing machine, car A/C,...

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Non-US Investing • UK platforms allowing transfer of GIAs from EU

Has anyone had the experience of transferring a General investment account from a EU stock broker to a UK one, and if so which one have you used if the experience was positive?Statistics: Posted by...

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Personal Consumer Issues • Re: Tea: recommendations, loose leaf vs. bagged,...

My brew at the moment is Fortnum & Mason’s smoky earl grey. I use a stainless steel pot I bought ages ago in Dublin that filters the loose leaves and is easy to clean....

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Personal Investments • Re: Need advice on municipal bond fund

VUSB. If investing in bond funds, kept to the short term funds to minimize losses of your principal. If you go out longer term, any interest rises will decimate your principal. With tariffs looming,...

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Personal Investments • Re: Why the case against a Roth conversion gets stronger?

I and my wife both have pensions coming. We I’ll never be lower than the 22% bracket. I guess that’s a good problem to have. Still considering Roth conversions at 22% and even 24% to avoid higher tax...

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Investing - Theory, News & General • Re: Is there a preferred time of...

The difference is the meaning of "gain"Ah, I see. I should have used the word "benefit" and not "gain" in this discussion. Years ago, I sold shares near the time the market opened. See:...

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Personal Finance (Not Investing) • (NPR) After a breach? Not much you can do...

Planet Money podcast:How useful, really, are the steps you can take after a data breach?Answer: Freeze your credit, period. There's not much else and everything else falls under the category "(Shrug),...

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Personal Finance (Not Investing) • Re: UPDATE with outcome and figures -...

What happens if you get in an accident? Normally you don't want to pay anything up front with a lease because in case of a serious accident, you lose everything paid up-front.Statistics: Posted by...

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Personal Investments • Re: Retirement gameplan

We stuck with the three fund portfolio in retirement, and added treasuries for upcoming lumpy expenses. In terms of withdrawals, we turned off dividend reinvestment and then sell from the portfolio if...

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Personal Finance (Not Investing) • Re: I need to create a Will. Which service?

In about a minute of actual time you can open ChatGPT on a computer and enter the request, Create a last will and testament for state of ____ resident.The ChatGPT Will has entries you need to...

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Personal Consumer Issues • Re: Mercedes G-Class Affordability

I don’t know why everyone is so against this? The OP is young and rich-ish. Certainly in a better position than 95%+ of people. I see no reason not to buy this toy. After all, he can turn around and...

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Personal Finance (Not Investing) • Re: [Split from "Fidelity as a one...

Well, another month, and I'm still getting subject to 16 day holds on the one check I deposit in person at the local office every month. Same check, same amount, from same person, always has cleared...

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Personal Consumer Issues • Re: Ways to reduce/eliminate electric charges for...

Do you have a full year of data?If you have a smart meter, have you tried to download your usage data on a daily or hourly basis?Statistics: Posted by MrNarwhal — Mon Dec 09, 2024 7:02 am

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Personal Finance (Not Investing) • Re: How to market myself/develop resume...

Longtime consultant, now retired. Consultants don't use resumes, they have websites and brochures. They get hired by reputation also. As to what to charge, at a minimum it would be 150% of your...

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Personal Consumer Issues • Re: Experience with Uber /Uber Reserve in early...

Uber Reserve is more expensive and could be canceled. It is often safer to get a real time driver because you know the driver is up and about and wont cancel with high probability.4:30am is not too...

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Personal Finance (Not Investing) • Re: Looking back were you too conservative...

It's easy to express regret because everything worked out.Had an unexpected job loss, or one of unusual duration occured, those same people would probably be thankful they didn't stretch.What’s the...

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Personal Investments • Best SELF DIRECTED IRA for buying BTC and storing in...

Id like to maybe use $1m of my SEP IRA funds to buy REAL BTC with from Coinbase and store in my own cold wallet since I believe BTC shortage is nearing.I was wondering if anyone had any recommendation...

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Personal Finance (Not Investing) • Re: Matching on SIMPLE IRAs - do catchup...

I had hit the $16k limit in my SIMPLE IRA, and had to ask the CPA who does our payroll to switch my contributions back on, to the catchup bucket. Now I am receiving zero match. CPA says typically no...

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Personal Investments • Re: Best SELF DIRECTED IRA for buying BTC and storing...

This thread has run its course and is locked. Cryptocurrency as an investment is off-topic. See: Greater Fool Investing StrategiesEventually, one runs out of greater fools. - Burton MalkielDiscussions...

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