Personal Consumer Issues • Re: Buying blinds for dealer with personalized...
Houses have lots of windows. Most of them are easy to figure out. Just measure them, then go to Lowe’s of whatever and get them cut to size. Install them yourself. That should take care of almost all...
View ArticlePersonal Finance (Not Investing) • Re: Denied comprehensive auto insurance...
I have a hard time believing the State Insurance Commissioner would not "side" with the claimant in this scenario, especially for personal insurance (for a commercial / business policy, there would...
View ArticlePersonal Investments • Re: Replace Bond Funds??
It's always tempting to replace an asset after a decade of under performance and switch to another asset that is winning. Unfortunately, what usually happens is that you sell low and buy high. Bonds...
View ArticlePersonal Consumer Issues • Re: Help Needed - How to Spend More Money
- Marital Status: SingleGet a SO (significant other). It’s likely they will help you to spend more!Statistics: Posted by typical.investor — Mon Sep 16, 2024 10:13 pm
View ArticlePersonal Finance (Not Investing) • Re: Bank of America/Merrill Edge -...
When does the $2500 quarterly limit for the Customized Cash reset? Is it every calendar quarter (I.e soon, end of september)?It is every calendar quarter:January 1 to March 31;April 1 to June 30;July...
View ArticlePersonal Investments • AA staying the same despite new stock market highs?
I took a look today at total assets on Fidelity Full View. I was imagining, because of new stock market highs, that I would need to rebalance to maintain my 50/50 allocation. Have not rebalanced...
View ArticlePersonal Investments • Re: Need help on Gold
I've found that proof coins are generally not worth the premium, and that premium is high from the US Mint and even worse from some of the gold sharks especially if they are upsetting PF70 first day...
View ArticleInvesting - Theory, News & General • Proposed ETF that invests in public...
https://www.morningstar.com/funds/close ... f-proposalStatistics: Posted by Mle12 — Mon Sep 16, 2024 10:18 pm
View ArticlePersonal Investments • Re: 403b choice --- one fund/three fund/brokerage link
I assume you are under 30. So I would say 100% Vanguard 500 Institutional (VIIIX).Statistics: Posted by student — Mon Sep 16, 2024 10:19 pm
View ArticlePersonal Finance (Not Investing) • Re: (Military) Should I purchase Survivor...
Looks like this thread and the OP reached a conclusion.In a related matter… the military pension also offers an option to extend the SBP to your children. What is the BH take on that?Statistics:...
View ArticlePersonal Finance (Not Investing) • Re: Retirement Planning Software that...
These tools are better for long term planning than for current year decisions from what I've seen.A more detailed income and tax estimator spreadsheet such as this...
View ArticlePersonal Finance (Not Investing) • Re: IRA Inheritance Question
The disclaimer filing deadline with the IRA custodian is 9 months after the date of death.Before filing any disclaimer you should verify clearly that:1) There was no per stirpes or per capita...
View ArticleInvesting - Theory, News & General • Re: Behavioral finance 'nudges' were...
Maybe educate people instead. Fix the problem. Don't apply bandages. Let people take responsibility for their lives.And those that don’t? You know that 67 yo roofer with a 9th grade...
View ArticlePersonal Finance (Not Investing) • Re: Do 10-year Payout, or start a Lifetime...
I had some illiquid TIAA tradditional. I was ignoring it, but the 403b grew enough to become significant. Then I realized how constrained that TIAA was. So I took the 10 year (really 9 year) payout...
View ArticlePersonal Investments • Re: Retirement income
Is your spouse working too? When do they plan to take Social Security and will they collect more on their own record or as a spousal benefit on yours?Spouse, if they have the smaller SS, should take...
View ArticlePersonal Consumer Issues • Re: Selling a used car to a dealer
Interesting. If the new car trades in in 6 years for $17,000, then you'll have paid about (35,000 - 17,000)/6/12 = $250 per month to have this $56,000 car. A nice car, I'm sure.Statistics: Posted by...
View ArticleNon-US Investing • US/UK citizen retiring in UK - is traditional or Roth better?
My spouse and I are dual US/UK citizens. All our assets/income/retirement savings are (and will continue to be) US-based. We plan (probably) to retire in the UK in 10-15 years. Currently, and probably...
View ArticlePersonal Finance (Not Investing) • Re: Prepaying a mortgage for a year (not...
Simplified version of my question: I have a lump sum of money saved up for a future purchase one year from now. Right now it's sitting in a savings account. Here is my question. Would it be possible...
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Personal Investments • Re: What is the Most % the Stock Market Could Drop?
Most of the replies here concern individual stock markets. It's important to note that international diversification has historically mitigated severe declines. For example during the Great Depression...
View ArticlePersonal Finance (Not Investing) • Paying for new siding
I'm looking for some input on this plan.House is 90xs built and the original "masonite" wood fiber siding is about due for replacement - likely with either hardie or lp smartside planks. How to pay...
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