Personal Finance (Not Investing) • Re: IRS tax transcript and rounding question
Yes, it’s fine. No need to worry over your $3.The IRS systems are 50 years old. Assembly language and COBOL. The dropping of cents is by design. They allow $1 rounding for each information report...
View ArticlePersonal Finance (Not Investing) • Re: SS# on dark web with someone else’s name
[/quote]Incorrect. It IS against the lawUsing someone else's SSN is a federal crime and could result in up to 15 years in jail.[/quote]It's not that clear cut.It depends if it's used for...
View ArticlePersonal Finance (Not Investing) • Re: "Open Social Security"...
Open SS quotes a first year annual amount paid out for claiming at age 70 (and maybe other ages too) that assumes that one will receive the first payment in his/her birth month rather than in arrears...
View ArticlePersonal Investments • Re: Weird Spike Up/Down on "My Dashboard"...
Update: graph normal today.Statistics: Posted by Pandion — Tue Sep 03, 2024 8:15 pm
View ArticlePersonal Investments • Re: 10k to invest in brokerage account/ looking for...
I’d do something like 50/50 in SPAXX and FSKAX. Don’t over-complicate it. You’re young and may need these funds sometime in the near future. Build up an appetite for riding fluctuation in value up and...
View ArticlePersonal Consumer Issues • Re: [What TV Show Have You Recently Watched?]
Just finished Kaos on Netflix. I enjoyed it but I dont think this show will hit with everyone. It's a modernized take on Greek mythology. I found it interesting but my wife quit after E3.I'd rather...
View ArticlePersonal Consumer Issues • Re: Help! Need streaming movie / show...
PBS passport is all he needs.Strangely PBS passport doesn't have all the PBS Masterpiece Theater content which they might enjoy most.My suggestion would be Amazon Prime Video (lots of ww2, war...
View ArticlePersonal Finance (Not Investing) • Re: 1041 Estate - very high tax rate
Not an IRS source, Kiplinger in June 2023 disagreed and says funeral expenses paid by the estate are deductible:https://www.kiplinger.com/personal-fina ... ed-to-knowMany other sources agree with...
View ArticlePersonal Investments • Re: should I one-time invest with random timing?
I'm confused because often when you inherit money (which from the first post I didn't even know was happening - maybe I'm still confused) the inheritance is typically invested already. Mine was about...
View ArticlePersonal Consumer Issues • Re: What are you listening to now
"Can We Still Be Friends" by Todd RundgrenOne of my all time favorites.Statistics: Posted by wilson08 — Tue Sep 03, 2024 8:21 pm
View ArticlePersonal Finance (Not Investing) • Re: Am I too rigid in maintaining my fixed...
I’m in the same boat as you OP. Have a house that works for us but every once in a while we get intrigued by bigger home with more features. But I have a 2.25% mortgage with less than 10 years left...
View ArticleInvesting - Theory, News & General • Re: Really Bad Day (RBD) Activities
Eyeing my stocks app, VTI was at about the same level on 7/8, 7/18, 7/31, and 8/15. Hopefully everyone was backing up the truck on those days too.VTI had an RBD on August 5, 2024 when it closed at...
View ArticlePersonal Investments • Re: What to do in my retirement
I’m 65 just retired and collecting SS, about 3k a monthWife is 68 retired , SS about 1500 a month plus pension about 3500 a month No debt except 1200 a month rent Have about 900k combined in 401k both...
View ArticlePersonal Consumer Issues • Re: Hyundai Ioniq lease deals
I have a verbal offer from a dealer in Colorado for a 2024 Ioniq 5 SEL lease. $3600 one-pay for a 24 month lease with 12k miles/year.Incredible. Even a bogleheads-approved used vehicle would have a...
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
With all due respect - and I really do mean this sincerely! - I fail to understand your reasoning. First, about large drops. This week's stock market drop makes me nervous. A 50% drop would make me...
View ArticlePersonal Investments • Re: No Need For Rule 55 As Long As You Have Enough...
Then again, with Vanguard also imposing a $25 withdrawal fee everytime we withdraw from the IRA account, I am not sure even if rolling over from 401(k) plan to a Vanguard IRA is a good move. [ Rolling...
View ArticlePersonal Investments • Re: How to calculate total taxes paid?
Do you mean only Federal income taxes? Or do wish to include many other taxes such as property taxes, FICA, medicare, state income taxes, and various other taxes?I'm trying to calculate my annual...
View ArticlePersonal Investments • Re: Help With Asset Allocation- I want to Simplify - TIAA
59Trees:Are the funds for Contracts One and Two that you list in your OP the complete list of what is available to you in each contract? Are there other investment options you did not list? If there...
View ArticlePersonal Investments • Re: Disadvantages of Buying a Specific TIPS Issue 3.875%
I want the highest interest that I can get while paying the lowest premium or no premium.They are pretty much proportional. There is no free lunch.Thanks!So, one looks at the current TIPS auction...
View ArticlePersonal Finance (Not Investing) • Re: Capital Gain on Personal Residence
The article linked above explains the law change but does not really answer the OP's question, which is what happened to the gain deferred from a home that was sold prior to 1997? For the OP and many...
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