Personal Finance (Not Investing) • Re: Mortgage Payoff Fund
I am in similar situation. My thought is to use a MYGA with withdrawal rights. That way I could lock in rate and have option to either use withdrawal in bad market year or let it ride. The other...
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
You can make a tilt towards international allocation higher than market cap weights, based on valuation/currency starting points and expected returns, and it's not market timing. It's simply taking...
View ArticlePersonal Consumer Issues • Re: How much to tip movers?
We just moved about 100 miles. Four movers worked furiously from 9am to 10pm wrapping, loading, unloading and installing our furniture. They were meticulous and there was no damage to either home or...
View ArticleInvesting - Theory, News & General • Re: Purchasing MYGAs (multi year...
“Wrench” has given two very good answers just above. Both posts describing (a) how an annuity certain works and (b) suggesting STRIPS as an alternative to a MYGA ladder (or an annuity certain) are...
View ArticleNon-US Investing • Re: Account security at Interactive Brokers (Ireland)
They state:IBIE is not liable for loss or damages caused directly or indirectly by relying on orders or instructions received from you, an Authorized Person or from any other third party using your...
View ArticlePersonal Finance (Not Investing) • Re: Objective Professional Financial Advice
I have learned a lot here and I am grateful for that....but you know, it can be the luck of the draw in terms of who's around when you post.I am inclined to lean toward a one on one situation for this...
View ArticleInvesting - Theory, News & General • Re: Dividends equated with “forced...
I merged HanSolo's thread into the locked discussion. The thread remains locked for the reasons stated above. See: Locked Topics...if a topic is locked, please do not start up another thread to...
View ArticlePersonal Investments • Re: How many Roth-IRAs'? Which R-IRA to rollover...
The IRS could not care less how many you open. They will all be treated as one when figuring out the withdrawal order or penalties.Some states provide stronger protections for funds rolled over from a...
View ArticlePersonal Investments • Re: T-Bill Overweight - Is It Necessary to Rebalance a...
While I cannot comment on whether it was a ‘good move’, I would say it is a move that doesn’t make any logical sense, at least not that you have explained here. Your ‘three bucket’ approach that...
View ArticlePersonal Finance (Not Investing) • Re: Share your net worth progression
if i take a guess (based on 2018-2019 numbers on later) - this BH has a big shovel- at bare minimum $200k+ annually being invested into portfolio (assumption his/her based on some 80-90% equities...
View ArticlePersonal Finance (Not Investing) • Re: Building a Home: No Mortgage vs. Mortgage
In addition to our retirement accounts and EF, we have a taxable brokerage account. This account has ~$650k, of which ~$175k would be LTCG. We have no desire for a lake home, traveling the world, or...
View ArticlePersonal Investments • Re: CD or treasury- 3-7yr horizon
If you find one lemme knowStatistics: Posted by bog007 — Sun Jul 14, 2024 6:15 am
View ArticlePersonal Consumer Issues • Re: Pointers for Buying 2024 Honda Odyssey EX-L
OP already bought the car folks....Statistics: Posted by dukeblue219 — Sun Jul 14, 2024 6:16 am
View ArticlePersonal Finance (Not Investing) • Re: Finding an attorney
If you moved to a new location for retirement, how did you find a new attorney for estate planning purposes?I get that you can ask neighbors and the person at a local bank, but are there other more...
View ArticlePersonal Finance (Not Investing) • Re: Obtaining Estate Executor After 6...
Wouldn’t a wrongful death settlement (as opposed to a settlement for pain and suffering) be payable to the heirs rather than to the estate?You can’t probate the Will or get an executor appointed since...
View ArticlePersonal Consumer Issues • Re: Nanny Camera Advice
If you want to store a weeks worth of video then maybe look at cameras that have motion sensors and only record when they sense motion. Cuts down on the storage and how much video you have to go...
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Personal Consumer Issues • Re: California weather in a lower cost of living area
How is Madrid weather ?I just got back from Palma, Mallorca Spain. My sister retired here with 2M and owns a small 800 sq/ft paid for house with 1600 sq/ft of tiled outdoor living areas (800 sq/ft...
View ArticlePersonal Consumer Issues • Re: Highest priced Medigap High Deductible F or G
Rates are generally regulated by states so not sure what this will tell you. In addition, older folks generally pay more.Statistics: Posted by jebmke — Mon Jul 15, 2024 6:23 am
View ArticlePersonal Finance (Not Investing) • Re: Trust Tax Optimization Strategy
The answer is yes to all yes or no questions asked. In "receipt" of a Trust I mean I have received a Trust as sole beneficiary trustee. By "replacing" of W2 income I mean I am keeping my job and...
View ArticlePersonal Investments • Re: Mortgage payoff advice needed
UPDATE:Wife and I paid off the mortgage in full.Wife is happy.I have mixed feelings about it (tends to be case): (1) Very happy to be out from under 6.875%, but (2) VTI appreciated over 2% in the...
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