Personal Investments • Re: VGIAX Vanguard Growth and Income Fund--Too Good?
This all makes sense and I truly appreciate the input. I am going to stick with VTI, which was my first inclination. Thank you.Statistics: Posted by lcarrollccc — Mon Jun 03, 2024 10:25 pm
View ArticlePersonal Investments • How to change asset allocation
We started investment with 401K. After coming in contact with the Boglehead forum, we started investing in a taxable account. Because of this, we have 60/40 split in each account - I believe this is...
View ArticleInvesting - Theory, News & General • Re: A skeptical take on the SPIA
Thanks again to all who have posted, it has been very educational, and I am glad I did this prequel. The more so, since I decided to draft the paper first, before launching the “Should You Hedge Your...
View ArticlePersonal Finance (Not Investing) • Re: Sale of Business Scenario Help
Sorry I’m not sure I understand what you are asking.Statistics: Posted by JBTX — Mon Jun 03, 2024 10:28 pm
View ArticlePersonal Investments • Re: Best way to liquidate large inherited IRA ($4.1...
Not being flippant: the first thing that comes to mind is "stop working: that will reduce your gross income by approx $180-$200K/yr."I agree. Hopefully you can retire a few years earlier. You did not...
View ArticleInvesting - Theory, News & General • Re: Arithmetic Returns vs. Geometric...
I was talking to a friend a while back and he was talking about the 14% he had averaged over the past like 20 years. I was like thats incredible how do you calculate that with all of your accounts and...
View ArticlePersonal Investments • Re: Another Pay Down Mortgage vs Re-Invest Post
Appreciate the perspective, definitely something to consider…especially if you can keep that rate of return over the same timeline, not considering any additional incoming funds.Statistics: Posted by...
View ArticlePersonal Investments • Re: How to change asset allocation
Tomorrow, if one or both of us leave the employment (and start something on our own), what are our options with 401K - just keep it with the former employer? Other more knowledgeable posters on this...
View ArticlePersonal Finance (Not Investing) • Re: Roth 401k to Roth IRA Withdrawal
1. It depends on the plan rules but they most likely will not be able to do an in-service withdrawal of their 401k deferral contributions (regardless of whether it is to a Traditional or Roth 401k)2....
View ArticlePersonal Finance (Not Investing) • Getting rid of Tesla Collision Coverage
Have a 2020 model 3 which is worth 17k. Paying $1200 a year for the collision part of the insurance with $1500 deductible. Is this worth keeping? My non EV car is worth 25k and less than half the...
View ArticleInvesting - Theory, News & General • Re: Can vanguard force transition to...
I’m kind of concerned for my dad. He doesn’t use a computer. I recently asked him about vanguard going to brokerage and he wasn’t aware of it. Is there a process to convert over the phone without a...
View ArticlePersonal Finance (Not Investing) • Re: HDHP always better than PPO? What am I...
Even though the idea of the HDHP is that you as the patient are "responsible for managing your healthcare costs", in practice this is very difficult because the system of medical coding and billing is...
View ArticlePersonal Consumer Issues • Re: How do you find a payphone today if you needed...
Many small airstrips had a phone booth and some still have a functioning telephone. So you could drive or fly to a small airstrip for your "anonymous" call.Statistics: Posted by snackdog — Wed Jun 05,...
View ArticlePersonal Finance (Not Investing) • Re: Medical billing with & without...
Maybe the health care industry is finally becoming clear about pricing. Great news, great beginning.Statistics: Posted by hvaclorax — Wed Jun 05, 2024 10:30 pm
View ArticleInvesting - Theory, News & General • Re: A shrinking market
The number of public companies does not matter. What fraction of the GDP they cover does.Why would that matter?Statistics: Posted by avalpert1 — Wed Jun 05, 2024 10:42 pm
View ArticleInvesting - Theory, News & General • Re: Now that long TIPS yields have...
Apologize if I'm asking a question that has been answered in this thread previously. I'm interested in adding more inflation protection to my fixed income portfolio. Historically, I built out 10 year...
View ArticlePersonal Investments • Re: How much is "too much" money to have in...
Living at home has worked for you. If it could continue to work for you while you're employed, then consider continuing to do so: several less expenses, so you could save/invest more...
View ArticleInvesting - Theory, News & General • Re: What is the Most You Would keep...
Perhaps OP is considering a bond tent and wants to know how "big" that tent should be?Statistics: Posted by Doctor Rhythm — Wed Jun 05, 2024 10:59 pm
View ArticlePersonal Finance (Not Investing) • Re: Confused and directionless for next...
I am really thankful to each of the responders. As I read each of these, it feels like having a personal conversation with each of you and thanks for sharing your perspective, stories, anecdotes....
View ArticlePersonal Investments • Re: Roth or not?
Sorry for the delay in my response but thunderstorms knocked out my internet unfortunately. Thank you to everyone who took the time to respond to my initial "Roth or not?" post and share their very...
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