I am really thankful to each of the responders. As I read each of these, it feels like having a personal conversation with each of you and thanks for sharing your perspective, stories, anecdotes. Although I do talk to lot of my friends but can share a lot here freely with anonymity.
Here is my combined reply/summarization of what I gathered so far:
-Most responses are nudging me towards embracing the early retirement now instead of continuing status quo/delaying based on my health (and wealth) . In the deep of my heart, I agree with this and now going to follow this.
-I saw a few links to other threads/videos related to this, I will spend more time to peruse those. Thanks for sharing those. Also started reading "Your Money or your life" which seems to hit the issue too.
-I am going to start retirement with no expectations and let the life point me wherever it takes me. I will just explore the new phase and try to live life as it comes. I will talk to others/widen my circle and keep my mind open to new ideas/plans. Maybe something will come to me or maybe I will be perfectly happy with just a mundane daily existence.
-I may explore CFA/CPA/Tax agent path but at a relaxed pace and in no hurry. I did not hear any specific details about these. Please share if you have any ideas, I am hoping that maybe a psychologically crutch for me to wean off from my current job.
-There was a question about my income, I make around 500k-650K( including rsu/espp etc), and if I quit now, I will loose unvested RSUs worth >1M in next 1-2 years. But then if I do work another year, I may get refreshed and then that will keep the same cycle going with golden chains. I think I need to draw the line somewhere as greed is never ending. Also I feel the marginal utilization of extra money is not there.
-The current job although not really overly stressful, but does take a toll as to tying me for 8 hours a day to a desk and keeping up with the general job expectations. As I on a STD leave, I do see my mental state is much calm and relaxed, so the job does have its stress which I cannot deny now and certainly no fun anymore. To be fair, not sure there is any job which comes w/o some sort of subconscious stress/performance-expectations/anxiety, especially so well paying.
-There were some questions about the health, I am very self-disciplined and have been on low-fat vegan diet for last 15 years, non-smoker, non-drinker, no overweight, exercises /fit for whole life, meditate regularly, no other health issues except strong family history of CVD. Unfortunately there is no other lifestyle related lever that I can pull, so now accepted my fate and mortality. I do have a obsession with fitness/exercise, not sure I am overdoing it and whether it is causation or exposure of underlying disease progression.
Thanks again for all the great thought provoking response so far.
Here is my combined reply/summarization of what I gathered so far:
-Most responses are nudging me towards embracing the early retirement now instead of continuing status quo/delaying based on my health (and wealth) . In the deep of my heart, I agree with this and now going to follow this.
-I saw a few links to other threads/videos related to this, I will spend more time to peruse those. Thanks for sharing those. Also started reading "Your Money or your life" which seems to hit the issue too.
-I am going to start retirement with no expectations and let the life point me wherever it takes me. I will just explore the new phase and try to live life as it comes. I will talk to others/widen my circle and keep my mind open to new ideas/plans. Maybe something will come to me or maybe I will be perfectly happy with just a mundane daily existence.
-I may explore CFA/CPA/Tax agent path but at a relaxed pace and in no hurry. I did not hear any specific details about these. Please share if you have any ideas, I am hoping that maybe a psychologically crutch for me to wean off from my current job.
-There was a question about my income, I make around 500k-650K( including rsu/espp etc), and if I quit now, I will loose unvested RSUs worth >1M in next 1-2 years. But then if I do work another year, I may get refreshed and then that will keep the same cycle going with golden chains. I think I need to draw the line somewhere as greed is never ending. Also I feel the marginal utilization of extra money is not there.
-The current job although not really overly stressful, but does take a toll as to tying me for 8 hours a day to a desk and keeping up with the general job expectations. As I on a STD leave, I do see my mental state is much calm and relaxed, so the job does have its stress which I cannot deny now and certainly no fun anymore. To be fair, not sure there is any job which comes w/o some sort of subconscious stress/performance-expectations/anxiety, especially so well paying.
-There were some questions about the health, I am very self-disciplined and have been on low-fat vegan diet for last 15 years, non-smoker, non-drinker, no overweight, exercises /fit for whole life, meditate regularly, no other health issues except strong family history of CVD. Unfortunately there is no other lifestyle related lever that I can pull, so now accepted my fate and mortality. I do have a obsession with fitness/exercise, not sure I am overdoing it and whether it is causation or exposure of underlying disease progression.
Thanks again for all the great thought provoking response so far.
Statistics: Posted by simpleguy123 — Wed Jun 05, 2024 11:01 pm