Personal Consumer Issues • Re: Looking for suggestions to put up smoke...
Several posters have mentioned making an assessment of the true risk of of drilling a few holes to put up the new smoke detectors in plaster walls that may have asbestos in them. My cousin has to make...
View ArticlePersonal Investments • Re: First Portfolio Review
Some initial comments:Mortgage* All things being equal, I would stick with your historically low mortgage and simply pay as agreed* The mortgage provides you with valuable benefits:- Hedge against...
View ArticleInvesting - Theory, News & General • Re: TIPS Ladder tool...
...The first rung consists of pre-ladder interest. I have two questions:1) As interest accrues in the account, ultimately to become the first rung, how should we invest the funds over the next four...
View ArticleInvesting - Theory, News & General • Re: Marcus Invest Moving to Betterment
If you actually want to be in a Robo, Betterment is one of the best. No reason not to let it move. If not, just do an account transfer to a regular broker and unwind the account and reinvest in...
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Investing - Theory, News & General • Re: mortgages as negative bonds
If I have no mortgage, is my home equity now a positive bond? No, the home equity remains (as it always was) real estate exposure... I don't why it is so hard to understand that the mortgage is...
View ArticleNon-US Investing • Re: Young investor in Switzerland, unsure of bond allocation
1) I would stick to global government bond rather than G7. I would certainly steer clear from long term bonds.2) I presume you will buy every month or every two months with your savings, so whatever...
View ArticlePersonal Finance (Not Investing) • Re: Freebies at Fidelity and Schwab
Free turbo tax for being a private client at Fidelity. I let my younger son with the simplest taxes use it.Statistics: Posted by Jack FFR1846 — Thu May 23, 2024 8:21 pm
View ArticlePersonal Consumer Issues • Re: New BMW X5 - do I ask for my money back?
The 2024 BMW X5 has the highest Consumer Reports score of all the SUVs as of today per their website (92). I personally am salivating over the car based on the test drives on YouTube.Given the...
View ArticleInvesting - Theory, News & General • Re: "What Goes Up"
The cover essay of this month's Harper's Magazine asks the question, "Does the rise of index funds spell catastrophe?" I believe--as I'm sure many here believe--that the answer is "No." Still, I think...
View ArticlePersonal Finance (Not Investing) • Re: Medicare supplement HDG
Yes, the $240 Part B deductible is part of the Plan G-HD $2,800 maximum out-of-pocket.Statistics: Posted by ModifiedDuration — Thu May 23, 2024 8:26 pm
View ArticlePersonal Investments • Re: Wash Sale Between Taxable and Pre-Tax 401K
The publications are frequently updated but it seems like the answer to why would they have this glaring omission is always because they can which is not a very solid reason.Exactly. If 401k’s aren’t...
View ArticlePersonal Finance (Not Investing) • Re: Social Security question - older...
Try https://opensocialsecurity.com/.I suspect it will recommend you waiting until 70 and spouse at 62 but look at the value at ages from 62 to 67. At 67 and beyond there will be no permanent penalty...
View ArticlePersonal Consumer Issues • Re: Hyundai Ioniq lease deals
It’s strangely annoying that they can advertise nationally a deal that no dealer will honor.Statistics: Posted by bombcar — Thu May 23, 2024 8:28 pm
View ArticlePersonal Consumer Issues • Re: Your experience selling a car to a dealer /...
Another great experience selling my car to Carmax. It was a 16 y.o. CR-V with almost 190,000 miles on it, a dent in the door, the check engine light on, and kind of iffy air conditioning. I got an...
View ArticleInvesting - Theory, News & General • Re: NVidia splitting this year?
I merged Jets1954's thread into the ongoing discussion.(Thanks to the member who reported the post and provided a link to this thread.)Statistics: Posted by LadyGeek — Fri May 24, 2024 8:28 pm
View ArticlePersonal Consumer Issues • Re: Mac Migration Process Failure
I can access the recovery assistant. The problem is there is no volume to stick the OS in so it gives me no options like it normally would .Statistics: Posted by EZ James — Fri May 24, 2024 8:28 pm
View ArticlePersonal Finance (Not Investing) • Re: Share your retirement cash flow plan
I like being able to withdraw my budget and be done with it once rather than constantly be selling/withdrawing throughout the year. I also like to set my budget for next year in my planning phase late...
View ArticleInvesting - Theory, News & General • Re: 100% VOO (My Current Allocation)...
BUT, I have been doing some reading and think it's finally time to diversify. What have you been reading? What is the source that makes you want to add International at this time? Over the 30+ year...
View ArticlePersonal Finance (Not Investing) • Re: Land purchase with a gas line easement
.....land that is about 3.5 acres.....However, if I later sell this property, will this easement present an issue with potential buyers? Should this impact the sales price compared to similar...
View ArticlePersonal Consumer Issues • Re: Find My Device network - Android?
Unless you go to extreme lengths to hide your location from Apple/Google, they already have and store location data and other information.Old news. from initial post "Your Android devices will...help...
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