Personal Investments • Re: Helping near retirement parents with TIAA
Sorry, when I mentioned "the old country", I was referring to, for example, the many countries that support, or pension-off citizens as a government policy. At TIAA meetings, I've heard from heavily...
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Investing - Theory, News & General • Re: Vanguard says international will...
You may have missed the point. I wouldn't "diversify" into a stock or fund that has performed poorly over a period of 5, 10, or 15 years. That would be "deworsification." If I have funds to invest and...
View ArticlePersonal Consumer Issues • Re: What is your favorite way to send sensitive...
If I send sensitive info, I want the app to be secure and private. I would never use Whatsapp when Signal is available. I don't care what Meta/Facebook says. It spoke volumes when Whatsapp co-founder...
View ArticleInvesting - Theory, News & General • Re: 4 Vanguard Funds Pummeled by...
The last time I checked, the Vanguard Primecap fund (VPMAX) was up 4.26% YTD, as compared to the Vanguard 500 index fund (VFIAX), up 2.74% YTD. VPMAX underperformed VFIAX in 2024, but it's too early...
View ArticlePersonal Finance (Not Investing) • Re: Bank of America/Merrill Edge -...
My meter reset today and my purchase on 1/7/25 is shown on the activity meter as expected.Adding another dp. My AA transactions made on 1/25/25 that posted on 1/26/25 moved my meter on 1/28/25. The...
View ArticlePersonal Consumer Issues • Re: Cancun Trip.
Thanks everyone.Statistics: Posted by socalindex — Thu Feb 06, 2025 6:31 pm
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Personal Consumer Issues • Re: What video games are you currently playing?
COD MW6Madden 25NBA 2K25COD gets the most play by farDoes COD MW6 have a single player campaign mode (I think most do), and if so did you play it? I don't do multiplayer games, and I enjoyed my first...
View ArticlePersonal Finance (Not Investing) • Re: KlangFool's Traditional vs Roth...
So shouldn't more be considered than the "Traditional balance divided by 25" recommendation?ThankYouJack,Only if the person believes that the person is lucky.... Aka, the person believes that the...
View ArticleForum Issues and Administration • Re: is it me, or my computer or just what...
Dang. I hope the three people that had specific recommendations in their replies could send me a PM to repeat. I didn't copy and paste thinking I could just access those recommendations to implement...
View ArticlePersonal Consumer Issues • Re: United Airlines bike
That a bike box exceeds 62 linear inch no longer incurs a fee on UA-operated flights. You can get bags such as PostCarry, which is ~72 linear inch, and this bag will just count as a regular checked...
View ArticlePersonal Finance (Not Investing) • Re: Can I tax loss harvest with VTI if I...
Could this be avoided I sell VTSAX in my IRA?As above, no, but three months is too long of a period to worry about. Unless you mean preparing by using different funds in taxable and tax advantaged...
View ArticlePersonal Investments • Re: Roth 401(k) option at work
Ace300,A) If you early retired at 55 years, can you Roth convert your tax deferred account at a much lowered income tax rate than now? You have 10+ years to do that.B) If the answer is yes, does it...
View ArticleNon-US Investing • Re: FIREd US citizen moving to UK - preparing (part 2)
...interactive brokers (ibkr). IBKR is expat-friendly, in many countries, and when forex works, it's 10x cheaper than wise (which itself is 10x cheaper than forex through a bank). Just read up about...
View ArticlePersonal Finance (Not Investing) • Re: Potential Job Loss Questions
I would try to cut back and save as much cash as you can for your emergency fund. I'm a former fed but was laid off from my private sector job. I'm going on 8 months on the job search... I've been...
View ArticleInvesting - Theory, News & General • Re: Large Roth conversions against...
Then that sounds useful. How does it account for state and federal estate taxes? Does it take into consideration the varying tax rates that apply to different asset bases? Or do you have to somehow...
View ArticlePersonal Investments • Portfolio newbie 'sortof'
Hello, I have been reading the Booglehead post for over a year now. Thank you for your patience as I am new here. This is my financial story. My financial advisor lost his license in March of 2023 in...
View ArticlePersonal Investments • Re: ? On tax free muni
US Treasury bonds are STATE tax free in all states, including NY.NY issued muni bonds are both STATE and FEDERALLY tax free, in NY.Note the interest (dividends in a fund) are tax-free.Capital gains...
View ArticleInvesting - Theory, News & General • Re: How the 4% rule would have...
Sure they do. The difference between drawing down based on receiving dividends that companies decide to declare and selling shares is not large. If you're just spending dividends you're outsourcing...
View ArticlePersonal Investments • Re: CD Matured - What to do with money?
buy treasuries instead of CD'S. Treasuries are exempt from state taxes and offer similar to better rates than brokered CD's right now.Statistics: Posted by mary1969 — Fri Feb 07, 2025 6:49 pm
View ArticlePersonal Investments • Re: 10 yr Treasury Note - Not understanding...
Got it on the accrued interest. But can someone explain how it calculated the principal & price? Thanks.Statistics: Posted by TheRoundHeadedKid — Fri Feb 07, 2025 6:50 pm
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