But doesn’t the dire end also depend on how one behaves if a bad sequence occurs? I guess for assumption purposes one could lock spending at SWR but in practice, that isn’t how people behave.Thanks for the replies. But my question gets more to how does one quantitatively determine in real-time (as opposed to a Monte Carlo projection at year 1 or a historical lookback at year 30) that they are living a “dire” SORR situation. Let’s define “dire” based on the analyses described upthread by bonesly, where one would run out of money before 30 years is up.
Statistics: Posted by jebmke — Thu Jul 11, 2024 5:39 am