My different 2c.
Definitely no bonds until the mortgage is paid off - instead I assume you can pay down the mortgage early to reduce your monthly mortgage payments over time and get the home full paid off earlier. This is a much bigger benefit than the bonds.
I'd even consider going so far as *not* investing until the house is full paid off.... On balance, what I'd probably do myself is max out the S&S ISA annual allowance with 100% stocks and put everything else towards the house.
There will be huge compounding benefits once you're not making mortgage interest payments which are probably quite high in current market conditions.
Definitely no bonds until the mortgage is paid off - instead I assume you can pay down the mortgage early to reduce your monthly mortgage payments over time and get the home full paid off earlier. This is a much bigger benefit than the bonds.
I'd even consider going so far as *not* investing until the house is full paid off.... On balance, what I'd probably do myself is max out the S&S ISA annual allowance with 100% stocks and put everything else towards the house.
There will be huge compounding benefits once you're not making mortgage interest payments which are probably quite high in current market conditions.
Statistics: Posted by glorat — Mon Jul 01, 2024 3:22 am