Yeah. I retired in December 2007 so the ensuing months gave me unrealized losses to harvest while rebalancing and getting cash. I was buying in a downturn turn, not selling (net).A few months ago, I needed $10,000 to replace HVAC.
Wow. Ok. Impressive. I also want to be FI. If you're FIRE, then you can do whatever you want and shift as needed.
I don't want to be forced to sell equities in a downturn.
The intent of my post was where to put Fixed Income in Fidelity tax advantaged, given how poorly the standard bond funds have been, and I'm most curious about that.
I sold $10,000 worth of VTI in my taxable account to raise the cash (sold shares with least capital gains, to save on taxes).
Less than one minute later, within my IRA, I sold $10,000 of a bond ETF and purchased $10,000 of SCHB (an equity ETF).
Net result: the bond ETF paid for my HVAC.
Statistics: Posted by jebmke — Fri Jan 31, 2025 5:33 pm