It is not about the calculators - it is about the timing and knowledge for making a reasonable choice.No, you have reversed my view. As a general principle, I don't pay taxes early. So to do so, for example in Roth conversions, I need a compelling reason to go against principle. I will not debate this further with you, I understand you have strong believe in the calculations, and that is fine.
Without running many of the variables that may concern you there remains one question.
Why do you believe erring on the side of not paying early is the speculative and/or riskier path?
What variable(s) are your attemting to assess and what method do you use to assess them?
Statistics: Posted by smitcat — Tue Dec 31, 2024 11:19 am