That statement is just unimaginative. We hit out of pocket max every year on my wife's prescription alone. It works very well for her condition, but we've never had an insurance plan that had a negotiated rate for it, and it's very expensive (thousands per month). Unfortunately, the price is that high even for the generic, which I assume means there is not much demand for the drug, and not many others to share in the manufacturing costs.Great job! Next step, remove the out of pocket max and replace it with what would be typical expenditure for your family. [Reaching out of pocket max each year would require lot of care to the point you or family members are eligible for Social security disability payments and have to go on Medicare for disability.]
It's frustrating, but has the offsetting benefit that the rest of our healthcare costs are effectively zeroed out by it since it hits the max OOP on its own.
Statistics: Posted by bwalling — Sat Dec 14, 2024 7:46 am