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Personal Consumer Issues • Re: The cost of car ownership

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Cars are pretty cheap unless you're dumb enough to get a loan.

I drive a sports car, commonly thought to be expensive.

In reality depreciation is around $3.5k a year, insurance $1k a year, registration $1k a year, fuel (5,000km/year) is around $1k a year, maintenance is $500 per year. So total cost is $7k a year, well under the estimated cost given in the opening post, and this is for a car which I purchased for a bit over $100k.

After deductions (since tax loopholes allow me to claim it as a work vehicle) the car costs me around $5k net per year.

I feel so stupid about my 0.9% 4 year loan..?

Maybe I should also falsely claim it as a work vehicle?

Statistics: Posted by RickBoglehead — Thu Dec 05, 2024 6:34 am



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