Personal Investments • Re: Retire From Military or Stay In Longer?
Non-military here.Good friend of mine (retired gov't Director)) gave me this response when we were talking about early retirement and taking into account money, family, and personal time.In the end if...
View ArticleInvesting - Theory, News & General • Re: Temptation to change the...
Good morning doc! It sounds like you and I may have similar risk tolerances. I agree with another comment about reducing or eliminating bonds. This has worked well for me. I am not well versed on...
View ArticleInvesting - Theory, News & General • Re: Some of my friends are hesitant...
You should probably start with an emergency fund before investing.+1 for this. It is only a personal belief but I wouldn't be too pushy with other people regarding investments. Everyone has different...
View ArticleClik here to view.
Investing - Theory, News & General • Re: What motivated you to save money?
Poverty.= ambition, self discipline, focus, drive.j +1 for this.Survival was the best motivation to start saving, after that it's diminishing returns.Statistics: Posted by tdgb — Tue Nov 26, 2024 4:08...
View ArticlePersonal Consumer Issues • Re: Visiting Denver in early June. Hiking and...
Riverside Cemetery is interesting if you are a history buff.https://en.wikipedia.org/wiki/Riverside ... prov=sfla1Statistics: Posted by Django Ii — Tue Nov 26, 2024 4:16 am
View ArticlePersonal Consumer Issues • Re: Windows gaming desktop ~$1,500, recommendations?
there's a bunch of ideas that might be applicable in this 2 month old thread about a gaming PC: viewtopic.php?t=439882Statistics: Posted by pseudoiterative — Tue Nov 26, 2024 4:21 am
View ArticlePersonal Investments • Re: Advice on Roth IRA conversions
I would do the conversion this year, since one conversion is relatively so small that the tax cost isn't onerous. Then you have a year to choose about doing the next one.These days, deep in my RMD...
View ArticlePersonal Investments • Re: How much Roth Conversion after retirememt?
You might consider converting until just below the level that would give you a modified adjusted gross income (MAGI) of $250K, which is the threshold for net investment income tax (NIIT).Statistics:...
View ArticlePersonal Investments • Re: Does it make sense to plan your 401(k)...
If I could do Roth 401k at 12% marginal federal tax (or less), I would do so.Else pre-tax.Statistics: Posted by steadyosmosis — Tue Nov 26, 2024 4:32 am
View ArticlePersonal Finance (Not Investing) • Re: how much do you think you need to retire?
For folks whose number includes large tax-deferred balances, are you including future taxes in your expenses? Or do you discount the "magic number" accordingly?Statistics: Posted by Boglenaut — Tue...
View ArticleClik here to view.
Personal Consumer Issues • Re: Question for food preppers, which containers...
It's like $30 for a 9 piece set like this, which will likely last forever.Ask for a few different combos as a Christmas present!https://www.amazon.com/Pyrex-Meal-Prep- ... r=8-1&th=1The lids do...
View ArticleClik here to view.
Personal Investments • Re: Widowed mother-in-law was sold a non-qualified...
Wow, Stinky, this is fantastic information. I'm so grateful for your time and expertise. In addition to requesting the current info, I've asked her to schedule a call for me to speak with the...
View ArticlePersonal Finance (Not Investing) • Re: Life Insurance Needs pre-genetic testing
Unfortunately, there is a lot of cancer in my family tree. And a potential mutation finding that isn't confirmed. So this testing would inform doing additional screenings to try and catch things...
View ArticlePersonal Finance (Not Investing) • Re: H&R Block 2024 software offer
I see Newegg has just posted a Black Friday's deal. Not sure how long this sale will be available.https://www.newegg.com/p/N82E16832732199Statistics: Posted by idenbglhd — Wed Nov 27, 2024 4:11 am
View ArticleInvesting - Theory, News & General • Re: The Norwegian Sovereign Wealth...
Why are the Norwegians speculating in FOREX?You mean they have currency overlays?That's standard in big pension funds. If your liabilities are in USD then it's relatively easy. If they are not, and...
View ArticlePersonal Finance (Not Investing) • Re: Buy bay area home or no
Currently mulling a home purchase in the outskirts of the bay area. Household pays $42k/year in rent. Would you buy a basic SFH at $800k-1M or go allocate more into stocks and hold off and put away...
View ArticlePersonal Investments • Re: Vanguard Login Page Not Loading
As of this moment (5:35 EST, Wednesday 11/27) it won't load for me. Firefox/Mozilla browser, Linux Mint if that matters.Statistics: Posted by hammockhiker — Wed Nov 27, 2024 4:36 am
View ArticleInvesting - Theory, News & General • Re: Purchasing MYGAs (multi year...
That said, I just had a CD mature. Might be a good time for another MYGA.Problem. All current MYGAs are in my name / SS# and I'm too near my state max.- I'm guessing I can open them in my wife's name...
View ArticlePersonal Consumer Issues • Re: advice on purchasing debit cards prepaid visa,...
The ones that use the Gift Card Mall and Mcgift sites.to register and check balances are the best ones. They now have a foil tamper seal on the back. Also, when you open it, you'll see that there's a...
View ArticleClik here to view.
Personal Finance (Not Investing) • Re: Seeking Advice: Does It Make Sense to...
OP:To answer your questions....All updates will ad value and in all likelihood, lead to a quicker sale.I believe the question that would be helpful to know the answer to is...Do you want your home to...
View Article