Personal Finance (Not Investing) • Re: Estate Planning Question
Consider retitling this thread to indicate estate dissolution rather than planning. You might get a different set of respondents. Good luck in your role, one I held. It was helpful to me to have the...
View ArticleInvesting - Theory, News & General • Re: Treasury Direct, buying after...
I think I just want to use individual bonds (held to maturity) along with TRAD and iBOnds and call it a day. I'm realizing I like the fact that my fixed income doesn't go down.At a brokerage, you'll...
View ArticlePersonal Consumer Issues • Exercise bikes
I’ve been planning to start a small exercise room and get a schwinn airdyne, a bike that you can add an arm work out with. I’ve only spent a few minutes on one.My SO had ankle surgery, might gain...
View ArticleInvesting - Theory, News & General • Re: Why is gold increasing in value?
gold was covered recently by the economist. here's an article (paywalled) https://www.economist.com/finance-and-e ... er-way-whyVery brief summary:- only 1.5% of institutional investors assets are in...
View ArticleInvesting - Theory, News & General • Re: For Over-Savers: Now what?
For those out there that find yourselves with more than you "need" (e.g. +30X, 40X, 50X, 100X, etc) how do you proceed?1) Buy a bigger house, fancier car, more travel, etc2) Give the extra away while...
View ArticlePersonal Investments • Re: Advice for Sister-in-law....$150k to her name. Age...
My humble two cents:I would say, sorry, I don't have much to offer at this time.If she has been emotionally and physically withdrawn for the last roughly 30 years and she is about to move away, are...
View ArticleNon-US Investing • Re: What are good podcast or youtube channels for UK...
I had never heard of pensioncraft so I went and watched a video. He was discussing the recent performance of, and the moves he made to, his stock holdings in a "copper pie" (copper companies, not...
View ArticleInvesting - Theory, News & General • Re: AOR-like fund but with shorter...
Well, I like the simplicity of the single fund portfolio, which has been discussed greatly in one of the threads. I don't want to have the temptation of messing with rebalancing, etc.They aren’t going...
View ArticlePersonal Finance (Not Investing) • 2024 IRS draft tax forms are available!
Yesterday I checked if draft tax forms are available for 2024. Everything I looked for was available! Instructions too. In previous years, draft forms were dribbling out until the end of the year.I...
View ArticlePersonal Finance (Not Investing) • Re: Inheritance Questions - Splitting...
Co-own land— NoWith someone you don’t know—No +NoIn a nation run by Narcoterror Entrepreneurs—Sure, what could go wrong?Seriously, you are considering this? Politely decline and keep...
View ArticlePersonal Finance (Not Investing) • Re: Warning: Positive LCE IRMAA decision...
In 2021 I had a LCE that resulted in large income that made me subject to IRMAA in 2023. 2022 income quite low. 2023 income ultimately higher than 2022 but nowhere near 2021.Assuming 2022 income was...
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Personal Consumer Issues • Re: Thoughts on hearing aids
EZ James wrote: ↑Tue Nov 05, 2024 11:52 pmThe strongest Costco hearing aids (Phonak) did not improve intelligibility for me so I don’t use them.To survive this problem I found an app (CaptionCall)...
View ArticlePersonal Consumer Issues • Re: Xfinity autopay: Gaming the system to get...
A further update:I was able to build up a $285 credit balance on the account. Xfinity would reject payment attempts to reach $342. This let me prepay for one month less than I wanted - the intent was...
View ArticlePersonal Finance (Not Investing) • Buying a medical practice… help me...
My wife is very soon purchasing a small medical practice with all cash and I’m trying to figure out how best to structure the purchase agreement. There is a price per active patient that also includes...
View ArticlePersonal Finance (Not Investing) • Re: Salary negotiation/career advice...
Ask for what you want, not the lowest you would accept, as if they counter again, it is by definition below your lowest reasonable offer. That may price you out of the market, but that might be a good...
View ArticlePersonal Finance (Not Investing) • Re: 529 Rollover - tax benefit ?
Usually transfers don’t get the tax break, otherwise people could get double or triple tax deduction. Plus would get the tax break on earnings too.Which is also why some states recapture any...
View ArticlePersonal Consumer Issues • Re: No-Dig Mailboxes?
...installing a new post...not...until Dec 16. That's a long time to go without mail serviceWe have several new builds on a new street. Developer places a 5-gallon plastic bucket filled with dirt and...
View ArticlePersonal Finance (Not Investing) • Re: Bank of America promo: extra 2%/2x...
Same situation, costco/ccr. Going to give it a week to clear up.Statistics: Posted by Scotttheking — Sun Nov 10, 2024 1:55 am
View ArticlePersonal Investments • Re: Am I putting too much money into Mega Backdoor Roth?
@retiredjg from your description, with this method, I should have no penalty in withdrawing the principal from my mega-backdoor Roth money at any time, in which case @lakpr ’s advice sounds quite...
View ArticlePersonal Investments • Re: Just turned 50...requesting portfolio advice
Some initial comments:You will receive better advice if you edit your post and use the following template:https://www.bogleheads.org/wiki/Asking_ ... _questionsPortfolio* You need a simple,...
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