Good day all,
I took the advice from this board and submitted a few requests to Insurance Brokers. I worked out a policy with a 5k deductible and very good coverage for about 3100/yr which is extremely reasonable to me. I looked into NJM and they offered my a policy for 5800/yr. When Farmers dropped me (non-renewal letter said they did not want to ins homes over 1M in area) I figured I would have plenty of time to get a new policy since they gave me 60 days. I waited about 2 weeks to start looking and was a bit nervous after 5 straight major Insurance co's pretty much said no. I had 1 claim in 24 years but that was just 3 1/2 years ago for 20k and State Farm pretty much said no way right off the bat. Gotta say my stress levels rose pretty high until a few days ago when things started looking up and finally settled yesterday. Thank you all!
I took the advice from this board and submitted a few requests to Insurance Brokers. I worked out a policy with a 5k deductible and very good coverage for about 3100/yr which is extremely reasonable to me. I looked into NJM and they offered my a policy for 5800/yr. When Farmers dropped me (non-renewal letter said they did not want to ins homes over 1M in area) I figured I would have plenty of time to get a new policy since they gave me 60 days. I waited about 2 weeks to start looking and was a bit nervous after 5 straight major Insurance co's pretty much said no. I had 1 claim in 24 years but that was just 3 1/2 years ago for 20k and State Farm pretty much said no way right off the bat. Gotta say my stress levels rose pretty high until a few days ago when things started looking up and finally settled yesterday. Thank you all!
Statistics: Posted by leonidas — Wed Jul 24, 2024 8:11 am