That emergency fund is too big to not be included as part of your AA. 3 months is emergency fund, beyond that it’s part of your AA.Outside our emergency fund (~18x monthly expenses), we are 100% equities (70:30 VTI:QQQ) and have no intentions of changing anything with our AA.
Statistics: Posted by minimalistmarc — Fri Jul 05, 2024 3:58 am