Have you used https://opensocialsecurity.com/ with the "Click here [ ] to select situation(s) " function to see different scenarios? Especially useful to see if a spouse will be effected by SS timing.
Have you estimated the value of delaying SS while doing Roth conversions? https://www.schwab.com/ira/ira-calculators/rmd Are you likely to face IRMAA at some point?
https://thefinancebuff.com/medicare-irm ... ckets.html
Do you have a long-term care insurance policy, or would having a bit more SS when you are 85 be a better choice?
Good luck!
Have you estimated the value of delaying SS while doing Roth conversions? https://www.schwab.com/ira/ira-calculators/rmd Are you likely to face IRMAA at some point?
https://thefinancebuff.com/medicare-irm ... ckets.html
Do you have a long-term care insurance policy, or would having a bit more SS when you are 85 be a better choice?
Good luck!
Statistics: Posted by MJS — Thu Jun 20, 2024 1:09 am