We went the Roth conversion route that you described. First year I accidentally ran over the NIIT line, but the additional tax was minimal. For IRMMA, we chose to go up one tier because it was only one month of the higher premium. We are now to the point where we can only do smaller Roth conversions, but every bit helps. Our Roth has grown larger than the taxes paid so we are quite happy.
Good luck to you
Good luck to you
Statistics: Posted by Wiggums — Sat Feb 08, 2025 6:59 pm