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Personal Investments • Re: Seeking suggestions on whether to rebalance my Roth IRA

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I am mid 30s, my target allocation percent in my Roth IRA is 55% Domestic, 35% International and 10% Bonds. However right now its standing as 40% Domestic, 33% International and 27% Bonds. Should I rebalance in this case or forget it?
The typical practice around here is to want the Roth Ira to grow as much as possible. Therefore many of us have 100% equities in our Roth IRAs. We put bonds in our traditional IRA. I am in retirement. And have 100% in equities in my Roth, which is slated for legacy purposes. At your age, you want that Ira to grow for many decades. Why have a bond fund in the Roth?
My had, I should have done more thorough research before allocating bonds. Honestly I regret it. So, you are likely suggesting rebalancing, correct? Do you have any recommendations regarding the ideal percentage allocation for domestic versus international bonds?

Statistics: Posted by lucid_dreamer — Fri Jan 03, 2025 11:34 am



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