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Personal Investments • Re: Portfolio/Plan Review Please

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3.Our financial planner recommended overweighting small and mid-cap equities by adding VIMAX and VSMAX to the mix, which I realize doesn’t reflect purist BH ideas about keeping things simple. Does this overweighting make sense or should we consolidate to a single equity fund like VTSAX?
I don't have a strong opinion about the strategy above, but you'll need to pay closer attention to what's going on in the Roth accounts if you ever intend to tax loss harvest in your taxable account. Having the same fund line-up in multiple accounts makes TLH a bit more challenging.

Regards,
Could you please explain your comment? I don't understand why having the same fund line-up in taxable and Roth would make TLH more challenging. Thanks.

Statistics: Posted by save4kollege — Thu Jan 02, 2025 11:32 am



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