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Personal Finance (Not Investing) • Re: Scammer wired $900,000 from our account to theirs by changing one letter in my email address

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It's not necessarily a wire transfer. It's updating account numbers. Often right before a scheduled transfer is known to occur.

2023 losses were estimated at $2.7B from BEC attacks. You may not intuitively think it's common but I can assure you it is.
Out of curiosity what does updating account numbers mean? The bad actor emailed the bank to change the receiving account?

I have no doubt there are tons of losses from this, but every time I've sent a large wire (which hasn't been often) the banks are incredibly careful and will not take final wire instructions over email. You either have to go into a branch or call, verify a bunch of security questions, and then read the wire instructions on a recorded line. It's baffling that a bank employee would allow anyone to make a wire or change wire instructions over email for an amount like $900k. I'd immediately stop doing business with that bank and I'd suspect whoever allowed this at the bank probably wasn't following protocol.

Statistics: Posted by NYCaviator — Sat Dec 14, 2024 7:48 am



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