Agree with the consensus that Wellington doesn't belong in taxable given your tax rate. Convert that fund to Total Stock Market Index per your post a good idea upon a trajectory to minimize tax impact, of course. May I suggest a move that wouldn't alter (as much) your stock to bond ratio. Convert 60% of Wellington and if possible convert more stock funds in nontaxable for the bond side. This move should improve your ROI given moving from a balanced fund usually is more return all else being equal. I remember Taylor L, mentioning this. Also, the tax savings.
Statistics: Posted by flee — Sat Nov 30, 2024 4:24 am